When a student gets selected for verification, what's to stop someone from submitting a fake tax return? The financial aid offices don't have access to IRS information. Also, if someone is a single parent and earns about $50,000 a year will financial aid be drastically reduced if the income was $11,000 the previous year?|||The US Department of Education audits the schools to make sure the schools are verifying properly and that the money the school is given to assist need-based financial aid is being apportioned properly. When a student (and parent if dependent) sign the FAFSA that is an agreement that no false information will be given knowingly. On the front page of the FAFSA it states: "WARNING: You must fill out this form accurately. The information that you supply can be verified by your college, your state, or by the U.S. Department of Education.
You may be asked to provide U.S. income tax returns, the worksheets in this booklet and other information. If you can't or don't provide these records to your college, you may not get Federal student aid. If you get Federal student aid based on incorrect information, you will have to pay it back; you may also have to pay fines and fees. If you purposely give false or misleading information on your application, you may be fined $20,000, sent to prison, or both." You can read the financial fraud act here http://frwebgate.access.gpo.gov/cgi-bin/鈥?/a>|||If you read the fine print when you "sign" your fafsa, you will discover that you give the Department of Education permission to do several "data checks". The IRS is just one of these such checks. They will know if you turn in a fake tax return.
If someone is a single parent and earns 40K a year, the max amounts of student loans will be the same... so your loan money won't be reduced, as a matter of fact, the amount you are allowed to borrow should increase. Loan amounts increase as you go up in grade level.
Tuesday, September 27, 2011
In an overheating economy, is financial liberalization useless in the short term?
I think financial liberalization is useless if your economy is overheating as it will create a boom and an overheating economy doesn't need more growth in the short term. Therefore, reform should be made when the economy is not growing fast as we would like.|||it is hard to say whether an economy is overheated or not. If everything is under control or under manageable growing situation, then that is not in an overheating regardless how fast it grows. the economy of nation is always under adjustment constantly for pursuing the best balanced growth. financial liberalization is only a kind of economic adjustment which depends on the economic situation and economic strategy of a nation's further development. it may generate more growth, but does not have to cause overheating...overheat is actually a bubble blowing process, on the other hand financial liberalization may be a part of regulatory reinforcement and openness...|||There is no base in believing that financial liberalization would create more overheating. However it would give it resilience in a downturn.
How do I use my financial aid to buy textbooks?
Classes start on Monday, and I need to buy my textbooks immediately. I was about to place an order online, but it says that you need to use your credit card. I don't want to use a credit card because the total is $700. I want to use my financial aid to buy them but there isn't an option to do that. So if I use my credit card, what happens? I am confused.|||You will probably have the financial aid direct deposited into your account on Monday OR you will need to pick up the check for the cashiers at your college on Monday. (These have been my experiences with financial aid.)
So, if it is direct deposit, you'll have the money in your account. If it is a check, you'll need to go put it into your bank account. Then, Monday afternoon/evening (if the balance is fine in your account), place your orders. Most professors understand that many students order their books online and usually don't have them that first week, week and a half.
So, if it is direct deposit, you'll have the money in your account. If it is a check, you'll need to go put it into your bank account. Then, Monday afternoon/evening (if the balance is fine in your account), place your orders. Most professors understand that many students order their books online and usually don't have them that first week, week and a half.
What is the Difference between Financial Aid and a Pellgrant?
What is the difference between Financial Aid and a Pellgrant?
And what exactly is FASFA?
A clean, easy to read and understand description of each would be most appreciated!|||A Pell Grant is a type of financial aid. Financial aid is any assistance (whether from government funding or private sources) that a college student receives to help pay tuition and/or other costs associated with college (such as books, room/board, etc.). The three general types of financial aid are grants, loans, and work/study.
Grants do not have to be repaid, and require no labor in return. Scholarships are grants. Pell Grants come from the U.S. Government and can only be used to pay tuition. The amount of money a student gets from a Pell Grant is based on income (for most students, it's the parents' income; the exception is if a student can prove that he/she is financially independent of his/her parents).
Loans have to be repaid. There are government programs (both state and federal) that provide low-interest student loans that can pay for tuition, room/board, textbooks, and/or a combination of the above. Most banks also offer their own student loan programs, but shop carefully as rates and conditions vary widely. Usually there is a "grace period" after leaving school before beginning repayment (mine was 6 months). Interest on my state-sponsored loan was 9%, and it took 10 years to pay it off.
Work/study is just as its name suggests. These programs give money that has fewer restrictions on how it is spent, but in return, the student works for the college/university. Graduate assistant teachers, RA's (student "dorm monitors" in charge of a floor or wing of a dormitory), and many "worker bees" at a college are participants in a work/study program. These programs are administered through the individual schools, and positions are highly coveted and competition for these spots can be fierce.
Now that I've been reminded by other responders that the FASFA is the form used to apply for financial aid, I can also remember that that one form will be used to determine eligibility for all federally- (and often, state- and university- as well) sponsored programs. To apply for privately-sponsored funds, you have to do your own networking. Search the Internet, haunt your counselor's office, check out organizations to which members of your family belong. Lots of scholarship money goes unclaimed every year because eligible students don't know it's there.|||YES YOU CAN APPLY FOR BOTH OF THEM. ONE IS 'PELT' IT'S FROM THE GOVT. THIS IS 'FREE' $, YOU DON'T HAVE TO PAY IT BACK. FASA IS FINANCIAL AID AND IT'S ONLY A LOAN FOR WHICH USUALLY AFTER 6 MONTHS AFTER GRADUATION DATE IT MUST START MAKING PAYMENTS AND THEY GIVE YOU TEN YEARS TO PAY FOR IT. AND IF YOU NEED FURTHER FINANCIAL ASSISTANCE THAT IS AVAILABLE THROUGH 'CITIBANK.COM'.|||"Financial Aid" is any outside monetary help you get to pay for college.
Financial Aid includes government loans, grants, federal work study programs, and of course private loans.
When you apply to a university, you also submit the Federal Application for Student Financial Aid (FAFSA).
The FAFSA asks you questions about your student status, financial situation, and that of your parents as well (if they still claim you as a dependent).
From the information you supply on the FAFSA, the government applies a mathematical algorithm that calculates your
E.F.C(expected family contribution), in other words what you have to pay out of pocket. If the cost of attendance exceeds the EFC, your school usually provides you with an aid package that covers these costs.
A Pellgrant is a federal grant (money you don't have to pay back)
available to low-income individuals.
I believe Pell grants total $4000 per school year these days.|||Presdigi has mostly the right answers! The MAXIMUM Pell is 4500 now and not everyone qualifies for the entire amount.|||Either way your a beggar.|||FAFSA = free application for federal student aid; see www.fafsa.ed.gov
The Pell Grant is one form of financial aid.
And what exactly is FASFA?
A clean, easy to read and understand description of each would be most appreciated!|||A Pell Grant is a type of financial aid. Financial aid is any assistance (whether from government funding or private sources) that a college student receives to help pay tuition and/or other costs associated with college (such as books, room/board, etc.). The three general types of financial aid are grants, loans, and work/study.
Grants do not have to be repaid, and require no labor in return. Scholarships are grants. Pell Grants come from the U.S. Government and can only be used to pay tuition. The amount of money a student gets from a Pell Grant is based on income (for most students, it's the parents' income; the exception is if a student can prove that he/she is financially independent of his/her parents).
Loans have to be repaid. There are government programs (both state and federal) that provide low-interest student loans that can pay for tuition, room/board, textbooks, and/or a combination of the above. Most banks also offer their own student loan programs, but shop carefully as rates and conditions vary widely. Usually there is a "grace period" after leaving school before beginning repayment (mine was 6 months). Interest on my state-sponsored loan was 9%, and it took 10 years to pay it off.
Work/study is just as its name suggests. These programs give money that has fewer restrictions on how it is spent, but in return, the student works for the college/university. Graduate assistant teachers, RA's (student "dorm monitors" in charge of a floor or wing of a dormitory), and many "worker bees" at a college are participants in a work/study program. These programs are administered through the individual schools, and positions are highly coveted and competition for these spots can be fierce.
Now that I've been reminded by other responders that the FASFA is the form used to apply for financial aid, I can also remember that that one form will be used to determine eligibility for all federally- (and often, state- and university- as well) sponsored programs. To apply for privately-sponsored funds, you have to do your own networking. Search the Internet, haunt your counselor's office, check out organizations to which members of your family belong. Lots of scholarship money goes unclaimed every year because eligible students don't know it's there.|||YES YOU CAN APPLY FOR BOTH OF THEM. ONE IS 'PELT' IT'S FROM THE GOVT. THIS IS 'FREE' $, YOU DON'T HAVE TO PAY IT BACK. FASA IS FINANCIAL AID AND IT'S ONLY A LOAN FOR WHICH USUALLY AFTER 6 MONTHS AFTER GRADUATION DATE IT MUST START MAKING PAYMENTS AND THEY GIVE YOU TEN YEARS TO PAY FOR IT. AND IF YOU NEED FURTHER FINANCIAL ASSISTANCE THAT IS AVAILABLE THROUGH 'CITIBANK.COM'.|||"Financial Aid" is any outside monetary help you get to pay for college.
Financial Aid includes government loans, grants, federal work study programs, and of course private loans.
When you apply to a university, you also submit the Federal Application for Student Financial Aid (FAFSA).
The FAFSA asks you questions about your student status, financial situation, and that of your parents as well (if they still claim you as a dependent).
From the information you supply on the FAFSA, the government applies a mathematical algorithm that calculates your
E.F.C(expected family contribution), in other words what you have to pay out of pocket. If the cost of attendance exceeds the EFC, your school usually provides you with an aid package that covers these costs.
A Pellgrant is a federal grant (money you don't have to pay back)
available to low-income individuals.
I believe Pell grants total $4000 per school year these days.|||Presdigi has mostly the right answers! The MAXIMUM Pell is 4500 now and not everyone qualifies for the entire amount.|||Either way your a beggar.|||FAFSA = free application for federal student aid; see www.fafsa.ed.gov
The Pell Grant is one form of financial aid.
How old do you have to be to apply for financial aid independently from your parents?
Ok, so my parents total income per year exceeds $300,000 so I can't get financial aid, but they wont give me any money for college. They think I need to learn to fend for myself. Is there any way I can get financial aid besides scholarships? I know sometimes you can apply for financial aid independently from your parents, but how old do you have to be?|||Specific rules govern whether you are considered independent for the purposes of student financial aid. In these situations, at least one of these conditions must apply:
-You are at least 24 years old by Dec. 31 of the award year;
-You are married as of the date the Free Application for Federal Student Aid (FAFSA) is submitted;
-You are or will be enrolled in a master’s or doctoral program (beyond a bachelor ’s degree) during the award year;
-You have least one child who receives more than half their support from you;
-You have dependents (other than your children or spouse) who live with you and who receive more than half their support from you and will continue to receive more than half their support from you through June 30, 2007;
-You are an orphan or ward of the court (or were a ward of the court until age 18); or
-You are a veteran of the U.S. Armed Forces. (“Veteran” includes students who attended a U.S. service academy and were released under a condition other than dishonorable.)
In special or unusual circumstances, the school's financial aid administrator can change your dependency status on reviewing the documents you provide if they think circumstances warrant it.|||25|||born in 1984 i believe|||I had to be 27...I dont remember the reason though. Something odd with my fathers taxes...
So I worked and went to school for my 4 year degree, and paid every dime myself - and I had to put off my graduate work for a long time|||SallieMae's answer is completely correct, but I'd like to add on an important note about the Financial Aid Office's ability to change a student's dependency status:
The Financial AId Office is given the authority by the US Dept of Education to override a student's dependency status and make them independent if their individual situation merits the regulations for awarding a dependency override. Either one of the two following circumstances must be proven in order for a student who is normally dependent to be changed to independent: abuse or abondonment. That's it. There must either be a documented history of abuse between you and your parents or a documented situation of abandonment, where you literally have no contact with your parent and have no idea where they are.
You cannot be made independent simply by the fact that your parents refuse to assist you with college expenses. If that were true, all any student would have to do is come into the Financial AId Office and say, "my parent doesn't help me" without any proof, and EVERYONE would get financial aid. It is unfortunate that your parents feel that way, but it is the federal government's belief that the responsibility for financing a students education lays first and foremost in the hands of the parent. Only if that parent is financially unable to provide that financial responsibility (NOT unwilling) does federal financial aid become awarded.
-You are at least 24 years old by Dec. 31 of the award year;
-You are married as of the date the Free Application for Federal Student Aid (FAFSA) is submitted;
-You are or will be enrolled in a master’s or doctoral program (beyond a bachelor ’s degree) during the award year;
-You have least one child who receives more than half their support from you;
-You have dependents (other than your children or spouse) who live with you and who receive more than half their support from you and will continue to receive more than half their support from you through June 30, 2007;
-You are an orphan or ward of the court (or were a ward of the court until age 18); or
-You are a veteran of the U.S. Armed Forces. (“Veteran” includes students who attended a U.S. service academy and were released under a condition other than dishonorable.)
In special or unusual circumstances, the school's financial aid administrator can change your dependency status on reviewing the documents you provide if they think circumstances warrant it.|||25|||born in 1984 i believe|||I had to be 27...I dont remember the reason though. Something odd with my fathers taxes...
So I worked and went to school for my 4 year degree, and paid every dime myself - and I had to put off my graduate work for a long time|||SallieMae's answer is completely correct, but I'd like to add on an important note about the Financial Aid Office's ability to change a student's dependency status:
The Financial AId Office is given the authority by the US Dept of Education to override a student's dependency status and make them independent if their individual situation merits the regulations for awarding a dependency override. Either one of the two following circumstances must be proven in order for a student who is normally dependent to be changed to independent: abuse or abondonment. That's it. There must either be a documented history of abuse between you and your parents or a documented situation of abandonment, where you literally have no contact with your parent and have no idea where they are.
You cannot be made independent simply by the fact that your parents refuse to assist you with college expenses. If that were true, all any student would have to do is come into the Financial AId Office and say, "my parent doesn't help me" without any proof, and EVERYONE would get financial aid. It is unfortunate that your parents feel that way, but it is the federal government's belief that the responsibility for financing a students education lays first and foremost in the hands of the parent. Only if that parent is financially unable to provide that financial responsibility (NOT unwilling) does federal financial aid become awarded.
What are some jobs in financial services that don't require a BA or BS degree?
I'd like to work in financial services and I'm willing to take any and all classes that pertain to that. But I just don't want to sit through the required classes to get a four-year degree. I'd like to earn about $37K per year. I know that sounds low in this day and time, but that's what I'd like to earn, as material things don't mean a lot to me. Any suggestions?|||I know one - own your own business. LOL. but seriously it is. You can even start your own business without any degree at all. If you are good at numbers and financial services, you should go for a lending corporation or a banking business.|||I would start by determining what exactly you want to do in financial services trade stocks, bonds etc.. or sell insurance, annuities etc... Then you will know what licenses and education will be required. You can also check out www.finra.org Check out my yahoo group for people looking for a business opportunity. http://groups.yahoo.com/group/wehirenow
What if they had a financial Armageddon and nobody showed up?
I mean, now the bailout has been REEE-jected. What if the world's financial system does NOT collapse. Won't a lot of people look like hyperventilating fools?
|||No, they'll just be seen as over-exaggerating greedy thieves.
|||No, they'll just be seen as over-exaggerating greedy thieves.
What do you consider the key skills a financial manager have ?
Hi my friends. I am having trouble Please Help me..
What do you consider the key skills a financial manager have ?
What do you considers the role that a financial manager in today's economy considering the turnmoil ?|||Someone who is highly organized and stays on top of things. Also being resourceful is a big key especially right now, they should always be looking at things they can change to save money. They must be forward thinking--someone who can see future problems and figure out ways to resolve them before they get too nasty. Good luck!|||A Level Head!!!
Honesty, Integrity, etc.
Someone who really cares about their client success
High standard of stewardship
If you are looking for one, consider this:
- if you find one that is based on commission...is this a commission of how much they charge you - so the more they have to meet with you and jack you around the better for them?
- service fee-based? if so, they make more money by doing more things for you and dragging things on.
- do they get kick-backs (revenue) from provider product companies?
What you want is someone who only gets paid based on an asset management fee. If this is the case, then they should be concerned with your best interests only.
A. Taylor
What do you consider the key skills a financial manager have ?
What do you considers the role that a financial manager in today's economy considering the turnmoil ?|||Someone who is highly organized and stays on top of things. Also being resourceful is a big key especially right now, they should always be looking at things they can change to save money. They must be forward thinking--someone who can see future problems and figure out ways to resolve them before they get too nasty. Good luck!|||A Level Head!!!
Honesty, Integrity, etc.
Someone who really cares about their client success
High standard of stewardship
If you are looking for one, consider this:
- if you find one that is based on commission...is this a commission of how much they charge you - so the more they have to meet with you and jack you around the better for them?
- service fee-based? if so, they make more money by doing more things for you and dragging things on.
- do they get kick-backs (revenue) from provider product companies?
What you want is someone who only gets paid based on an asset management fee. If this is the case, then they should be concerned with your best interests only.
A. Taylor
How can you profit from financial markets when the market is down?
How can you profit from financial markets when the market is down?|||Stay away from Financial stocks (Citigroup, Lehman, Morgan Stanley, Merrill, but not Goldman Sachs), short them if you see any rally. There is more room for the market to go down down down.
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
What is the difference between junior and senior financial analyst?
I'm a recent finance grad looking to become a financial analyst. However, all positions I see are senior financial analyst that requires experience. I have no finance work experience. Is a junior analyst more entry level and what that of task will they have you do?|||Yes, you kind of answer your own question. Difference is in experience, skills and $$$. There are actually three levels: Entry, then Jr. and finally Sr.|||well, probably they will want you to do the stuff that you have been studying in school fo rthe last four years, the juniors do all the boring work and the seniors supervise and take the credit and the big paycheck.|||About a 100K is the difference. Senior analysts will be the ones telling you the junior what to do so they can go play golf...|||Yes, a junior financial analyst, or a junior anything, is usually an entry level position. Senior level positions usually require 10+ years of experience.|||junior is yeap for rookie.. senior is more experienced|||same as asst. manager and manager|||Yes, you hit the nail right on the head. Just like in the military, you have company grade officers, field grade officers, and general grade officers, with the company grade officers ranking from 2Lt. to Cpt.The junior grade analyst is in the beginning ranks.
How can you profit from financial markets when the market is down?
How can you profit from financial markets when the market is down?|||Stay away from Financial stocks (Citigroup, Lehman, Morgan Stanley, Merrill, but not Goldman Sachs), short them if you see any rally. There is more room for the market to go down down down.
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
Will my financial history prevent me from getting a surety bond to serve as admin of my mom's estate?
What are the typical financial requirements for surety bonds? I obviously have much less than my mom did and no assets to speak of to serve as collateral, but how can there be strict financial guidelines to prevent you from taking care of your loved ones final affairs? Should I be looking at something else?|||While a decent credit score is usually needed, you still may be able to get a bond. What I am sure they will require is to have the estate under joint control with an attorney.
The independent overseeing can help mitigate the credit issue.|||A good credit score is usually needed but a good surety bond company will get you bonded even with bad or no credit please go to : https://www.americansuretybonds.com/
|||Bond is normally waived when a child handles the estate. Being in default of debt will prevent the bond company from insuring you.
The independent overseeing can help mitigate the credit issue.|||A good credit score is usually needed but a good surety bond company will get you bonded even with bad or no credit please go to : https://www.americansuretybonds.com/
Report Abuse
|||Bond is normally waived when a child handles the estate. Being in default of debt will prevent the bond company from insuring you.
What happens to your debt if your financial institution goes bankrupt?
Do you get away with scot-free? Because in my opinion if you lose your pension, or your house because a financial institution goes bankrupt, then you should also lose anything you owe to that financial institution.|||Funny! Hahahahahaha! You wish. Your debts will go to the creditors of the institution you borrowed from. Everybody is looking for a way to avoid their responsibilities. |||just because they go under does not mean you do not owe.you still have to pay to them,or who they sell your account to......something for nothing..you are not that lucky|||They are taken over either by the fed or the state depending on their charter.
How does the current financial crisis affect private student loans?
With everything that is going on right now in the economy, with the financial bailout being turned down, etc. How is all of that affecting the private student loans? I have a loan through SallieMae.|||no credit market ie. no money to loan on credit =no loans
Ford and Toyota already showing sings of sales drop account tight credit10/1/08 yahoo news.
perhaps credit will be available but the interest maybe high have to pay more when something is scarce,work hard on those grades an go for the scholarships-good luck|||OMGoodness, is this true???
Ford and Toyota already showing sings of sales drop account tight credit10/1/08 yahoo news.
perhaps credit will be available but the interest maybe high have to pay more when something is scarce,work hard on those grades an go for the scholarships-good luck|||OMGoodness, is this true???
How can stop being intimidated by my financial statements?
I am always afraid to open my financial statements because I don't understand them. I get overwhelmed trying to make sense out of them. I am also fearful that I will find I lost money.
How can I become educated and knowledgeable in reading my financial statements?|||The same way everyone else does it: by educating yourself. It doesn't take a PhD in Economics or Finance. Start with some basic books like "Personal Finance For Dummies" and "Investing For Dummies."|||Just do it. If you stick to it for about 3months, you will become very knowledgeable.
How can I become educated and knowledgeable in reading my financial statements?|||The same way everyone else does it: by educating yourself. It doesn't take a PhD in Economics or Finance. Start with some basic books like "Personal Finance For Dummies" and "Investing For Dummies."|||Just do it. If you stick to it for about 3months, you will become very knowledgeable.
Report Abuse
How can i get financial aid for my first year college?
I 've paid for one semister in the department of masters program in health adminstration in Stevens Henager college but i'll not be affording for the subsequent semisters($2000 every 3 months).Can i get financial aid for atleast one year?|||Yes, there is financial aid for a masters degree program. It is in the FAFSA paperwork. Unfortunately, there are no grants for graduate students, but there are student loans from the federal government and some scholarships out there. I also recommend joining up with a free membership scholarship search website. Good luck!|||Apply for it. Drrrrrrrrrrrrr!|||you can get as much financial aid you need as long as you can write essays. a lot of scholarships are just essays. go to scholarships.org. they are a non-profit organization dedicated to helping people like you.|||Well as a current grad student myself..I can say that the funds are very scarce at this level. Most universities give scholarships to the students entering the program and also have some available for second year students. The best way is to fill out the FAFSA each year and look for additional scholarships or assistanships.
How do I analyse financial statements and know when to invest?
Does anyone know of any good books on how to analyse financial statements? Also, how do I know when to invest?|||This is a great book on how to really read financial statement:
Financial Statement Analysis: A Practitioner's Guide
http://www.amazon.com/gp/product/0471409鈥?/a>
I have it in my financial book collection, hopes it can do good for you too!|||Analyzing financial statements is a skilled task, so you need knowledge from people who know how to do it. There is a website called www.finysis.net which produces some of the best books I have seen on analyzing industrial, manufacturing, retail, trading and insurance companies. Their Financial Analytical Tools also help you to choose when to invest in a company's shares. I made a lot of money by investing in Rio Tinto using their "Corporate Analysis" books and Tool. Try out their website at www.finysis.net.|||Invest in what? Stocks, bonds, real estate, ball bearings? Investing is not something you are going to learn on Yahoo.|||All you really need to know is sales and earnings growth.
As to when - learn technical analysis. Just do a search on Amazon - there are several good books on the subject that come up at the top.
Financial Statement Analysis: A Practitioner's Guide
http://www.amazon.com/gp/product/0471409鈥?/a>
I have it in my financial book collection, hopes it can do good for you too!|||Analyzing financial statements is a skilled task, so you need knowledge from people who know how to do it. There is a website called www.finysis.net which produces some of the best books I have seen on analyzing industrial, manufacturing, retail, trading and insurance companies. Their Financial Analytical Tools also help you to choose when to invest in a company's shares. I made a lot of money by investing in Rio Tinto using their "Corporate Analysis" books and Tool. Try out their website at www.finysis.net.|||Invest in what? Stocks, bonds, real estate, ball bearings? Investing is not something you are going to learn on Yahoo.|||All you really need to know is sales and earnings growth.
As to when - learn technical analysis. Just do a search on Amazon - there are several good books on the subject that come up at the top.
What's the financial difference between single sex and coed colleges?
I am very interested in going to a single sex college, but my parents don't support that decision because of the financial difference. I know it really depends on the college, but can anyone throw some numbers at me to show me how much they really vary?
Is it really all that much after grants and such?
Will Obama's presidency make these prices even more affordable?|||Single-sex schools are all private; not all co-ed schools are private. Private colleges tend to be expensive, whether they are co-ed or single sex. Amherst and Smith are two top colleges with similar tuition, but Amherst is co-ed and Smith is a women's college. However, top women's colleges like Smith, Wellesley, and Mt. Holyoke have very large endowments; they give out a ton of scholarships. Although it can cost about 45k a year to attend Smith, I paid less than 20k for all 4 years there because I was on scholarships most of the time. But you can go to a local state school for 20k for all 4 years if you live nearby and it's a cheap one.
The president has no control over the tuition charges at private schools, but congress has lowered the interest rates on student loans, so that helps a lot.|||I've never heard of a single-sex college that was more expensive just because it was single-sex. However, I don't know of any single-sex state schools. As far as I know they're all private, which automatically means that they're all quite expensive. At least with co-ed schools you have the option of state schools, which can still be expensive but which also tend to be cheaper than most private schools.
The whole point of grants and scholarships is to help you pay for college. Unless you're incredibly wealthy or you have nothing going for you that could qualify you for a scholarship or grant (either from the school, the government, or some other source), it's highly unlikely that you would have to pay the entire price yourself.|||There is nothing about a single-sex college that makes it more expensive than a coed college of the same type; however, it may be that your parents were counting on your going to a state-assisted university, and private universities, both single-sex and coed, are more expensive.
The amount that you will pay in either case depends on your family's financial situation; however. for most people, a private school still would be more expensive. And Obama has nothing to do with it, since he is certainly not paying your tuition, I'm afraid.
Is it really all that much after grants and such?
Will Obama's presidency make these prices even more affordable?|||Single-sex schools are all private; not all co-ed schools are private. Private colleges tend to be expensive, whether they are co-ed or single sex. Amherst and Smith are two top colleges with similar tuition, but Amherst is co-ed and Smith is a women's college. However, top women's colleges like Smith, Wellesley, and Mt. Holyoke have very large endowments; they give out a ton of scholarships. Although it can cost about 45k a year to attend Smith, I paid less than 20k for all 4 years there because I was on scholarships most of the time. But you can go to a local state school for 20k for all 4 years if you live nearby and it's a cheap one.
The president has no control over the tuition charges at private schools, but congress has lowered the interest rates on student loans, so that helps a lot.|||I've never heard of a single-sex college that was more expensive just because it was single-sex. However, I don't know of any single-sex state schools. As far as I know they're all private, which automatically means that they're all quite expensive. At least with co-ed schools you have the option of state schools, which can still be expensive but which also tend to be cheaper than most private schools.
The whole point of grants and scholarships is to help you pay for college. Unless you're incredibly wealthy or you have nothing going for you that could qualify you for a scholarship or grant (either from the school, the government, or some other source), it's highly unlikely that you would have to pay the entire price yourself.|||There is nothing about a single-sex college that makes it more expensive than a coed college of the same type; however, it may be that your parents were counting on your going to a state-assisted university, and private universities, both single-sex and coed, are more expensive.
The amount that you will pay in either case depends on your family's financial situation; however. for most people, a private school still would be more expensive. And Obama has nothing to do with it, since he is certainly not paying your tuition, I'm afraid.
What are the two financial components you must consider before purchasing a home?
What are the two financial components you must consider before purchasing a home? Why should you consider them?|||Three things - Market Value - length of time of loan (15y - 30y - 45y)
Times the interest charged. Current rates are 5%|||1. take home income. 2. debt ratio. You must be able to afford the house payment, along with property insurance and property taxes, yet still be able to afford essentials liike food, power bills, water bills, any medical expenses, transportation to and from work and still have some left over for unexpected expenses that will pop up.
Times the interest charged. Current rates are 5%|||1. take home income. 2. debt ratio. You must be able to afford the house payment, along with property insurance and property taxes, yet still be able to afford essentials liike food, power bills, water bills, any medical expenses, transportation to and from work and still have some left over for unexpected expenses that will pop up.
What are the most common causes of financial difficulty in families?
I'm trying to look up the most common causes of financial difficulty in families, but I can't find a neat and organized list of this when I do searches on Yahoo or Google. Can someone find out for me what are the most likely causes of financial difficulty in families? I know that loss of job, death of spouse, and disability of bread-winner can be causes, but what else?|||Go the the home page for the US Department of labor and click on Topics, then under "Statistics" click on Employment and Unemployment. There you will find TONS of information regarding what you are looking for. It is going to take some digging, but if you are doing a research paper, then you will need facts like these to list as sources.|||Over Spending?|||One cause is when one or both people in the relationship are trying to live beyond their means. Can't be a Champagne Man with Kool-Aid money.
How do I make financial aid videos more interesting?
I am a student aid for my college's financial aid office. The director wants to make our website more relevant so he wants videos on topics such as loans, scholarships, grants, etc. How do I make these short videos interesting so the students will actually watch them? |||cartoon voices + no pants
haha
do it.|||Make sure that the people in the videos are attractive.
Have a contest of some sort.
haha
do it.|||Make sure that the people in the videos are attractive.
Have a contest of some sort.
What laws deregulating the financial industry caused the meltdown?
I've heard it said that our current mess was caused by deregulation of the financial industry. But I can't seem to find the actual laws or acts that count as "deregulation". The only one that is even remotely applicable is the clarification that credit default swaps were not regulated by the CFTC. But that was simply a clarification rather than anything new. So can anyone tell me SPECIFICALLY which laws and acts of deregulation caused these problems? And how?|||The repeal of Glass-Steagal act in 1999.
It essentially allowed depository institutions to move into securities activities that are far more risky.
The CFTC and the Community Reinvestment Act were also major contributors.
The Community Reinvestment Act in essence forced lenders to make mortgages to 'less than fully qualified' individuals.
Couple all of this with the Federal Reserve keeping interest rates at artificially low levels was a catastrophe in the waiting.|||You need a job rewriting history.... so... are you now in FAVOR of regulation???|||GREED is the cause|||The Glass-Steagall Act
The repeal enabled commercial lenders such as Citigroup, which was in 1999 the largest U.S. bank by assets, to underwrite and trade instruments such as mortgage-backed securities and collateralized debt obligations and establish so-called structured investment vehicles, or SIVs, that bought those securities.
http://en.wikipedia.org/wiki/Glass-Steag…|||What are the underlying causes? What prevails is a totally deregulated financial environment characterized by extensive speculative trade.
The history of deregulation goes back to the beginnings of the Reagan administration.
In the wake of the 1987 stock market meltdown, the US Treasury was advised by Wall Street not to meddle in financial markets. Free of government encroachment, the New York and Chicago exchanges were invited to establish their own regulatory procedures.|||Gramm-Leach-Biley is one of them.
This wasn't the sole cause of the meltdown but it was one of them. Limbaugh listeners love the trot out the Community Reinvestment Act, specifically the revisions made to it in '94 and '95 though this had little or nothing to do with what transpired 12 years later. They like to bring up the CRA because it allows them to blame the recession on two things wing nuts hate more than anything else: Bill Clinton and poor people.
George W. Bush asked Congress to limit the size of FNMA/FHLMC’s portfolios, but they wouldn’t. Had they not been so large perhaps they wouldn’t have required the bailout they did.
Barney Frank proposed legislation that would have severely curbed some subprime lending practices, but it got held up in committee.
The second someone tries to blame the Republicans, or the Democrats, the conservatives or the liberals for the crisis, you may as well stick your fingers in your ears because they’re regurgitating propaganda. The truth is there is plenty of blame to assign on both sides of the aisle, as well as Wall Street greed and the American consumer’s thirst for easy credit.|||The risky behavior by the banks caused the melt down, all the government did was not stop them. There is no evidence that anyone in the administration or Congress wanted to because the housing bubble was the engine for growth in our economy since 9/11, The regulatory agencies did not even use the powers they had. However if a regulatory agency had the information about the credit default swaps there is at least some possibility that the would have acted, but the law precluded even that possibility. Basically the problem was the "government should not interfere with markets" ideology and everyone who remembered why the government should,was either dead or retired long ago.|||As was already pointed out it was the repeal of The repeal of Glass-Steagal act in 1999 among others. But deregulation for the most part by it's very definition means there are no laws. A virtual free for all.
Sadly human beings have a tendency to take a mile as opposed to an inch.
Or as Alan Greeenspan: "acknowledged under questioning that he had made a “mistake” in believing that banks, operating in their own self-interest, would do what was necessary to protect their shareholders and institutions."
http://www.msnbc.msn.com/id/27335454/
Never underestimate the propensity for human greed, avarice and downright violence.
It essentially allowed depository institutions to move into securities activities that are far more risky.
The CFTC and the Community Reinvestment Act were also major contributors.
The Community Reinvestment Act in essence forced lenders to make mortgages to 'less than fully qualified' individuals.
Couple all of this with the Federal Reserve keeping interest rates at artificially low levels was a catastrophe in the waiting.|||You need a job rewriting history.... so... are you now in FAVOR of regulation???|||GREED is the cause|||The Glass-Steagall Act
The repeal enabled commercial lenders such as Citigroup, which was in 1999 the largest U.S. bank by assets, to underwrite and trade instruments such as mortgage-backed securities and collateralized debt obligations and establish so-called structured investment vehicles, or SIVs, that bought those securities.
http://en.wikipedia.org/wiki/Glass-Steag…|||What are the underlying causes? What prevails is a totally deregulated financial environment characterized by extensive speculative trade.
The history of deregulation goes back to the beginnings of the Reagan administration.
In the wake of the 1987 stock market meltdown, the US Treasury was advised by Wall Street not to meddle in financial markets. Free of government encroachment, the New York and Chicago exchanges were invited to establish their own regulatory procedures.|||Gramm-Leach-Biley is one of them.
This wasn't the sole cause of the meltdown but it was one of them. Limbaugh listeners love the trot out the Community Reinvestment Act, specifically the revisions made to it in '94 and '95 though this had little or nothing to do with what transpired 12 years later. They like to bring up the CRA because it allows them to blame the recession on two things wing nuts hate more than anything else: Bill Clinton and poor people.
George W. Bush asked Congress to limit the size of FNMA/FHLMC’s portfolios, but they wouldn’t. Had they not been so large perhaps they wouldn’t have required the bailout they did.
Barney Frank proposed legislation that would have severely curbed some subprime lending practices, but it got held up in committee.
The second someone tries to blame the Republicans, or the Democrats, the conservatives or the liberals for the crisis, you may as well stick your fingers in your ears because they’re regurgitating propaganda. The truth is there is plenty of blame to assign on both sides of the aisle, as well as Wall Street greed and the American consumer’s thirst for easy credit.|||The risky behavior by the banks caused the melt down, all the government did was not stop them. There is no evidence that anyone in the administration or Congress wanted to because the housing bubble was the engine for growth in our economy since 9/11, The regulatory agencies did not even use the powers they had. However if a regulatory agency had the information about the credit default swaps there is at least some possibility that the would have acted, but the law precluded even that possibility. Basically the problem was the "government should not interfere with markets" ideology and everyone who remembered why the government should,was either dead or retired long ago.|||As was already pointed out it was the repeal of The repeal of Glass-Steagal act in 1999 among others. But deregulation for the most part by it's very definition means there are no laws. A virtual free for all.
Sadly human beings have a tendency to take a mile as opposed to an inch.
Or as Alan Greeenspan: "acknowledged under questioning that he had made a “mistake” in believing that banks, operating in their own self-interest, would do what was necessary to protect their shareholders and institutions."
http://www.msnbc.msn.com/id/27335454/
Never underestimate the propensity for human greed, avarice and downright violence.
What sort of grant ,financial help,the Uk government offers to people who want to start their own business?
What sort of grant ,financial help,the Uk government offers to young people who want to start their own business?|||you don't say what age you are or whether you are in work or not
You'll get more help if you're unemployed and in receipt of JSA
However you can contact your local Business Gateway and they will tell you what grants are available locally and from who
Both my son and my husband got start up grants, bit both had been unemployed previously|||Unfortunately the answer is very little. You mention a young person and therefore I would highly recommend that you get in touch with " The Princes Trust" who do a really good job helping young people to start businesses.
There may be some better news on Gov grants if you are in a development area or one supported by schemes to help mining communities etc as the previous answer said your local Business Link can give you all this type of information.
good Luck
Brian|||See: http://www.startupbritain.org/
Also useful for new businesses:
www.businesslink.gov.uk
http://www.hmrc.gov.uk/selfemployed/tmas鈥?/a>|||You may find some local authority start-up grants.Telephone your local authority.
You'll get more help if you're unemployed and in receipt of JSA
However you can contact your local Business Gateway and they will tell you what grants are available locally and from who
Both my son and my husband got start up grants, bit both had been unemployed previously|||Unfortunately the answer is very little. You mention a young person and therefore I would highly recommend that you get in touch with " The Princes Trust" who do a really good job helping young people to start businesses.
There may be some better news on Gov grants if you are in a development area or one supported by schemes to help mining communities etc as the previous answer said your local Business Link can give you all this type of information.
good Luck
Brian|||See: http://www.startupbritain.org/
Also useful for new businesses:
www.businesslink.gov.uk
http://www.hmrc.gov.uk/selfemployed/tmas鈥?/a>|||You may find some local authority start-up grants.Telephone your local authority.
Is it a bad idea to take Financial Accounting without any basic knowledge of Business?
I'm planning to take Financial Accounting this summer but I have no basic knowledge of Business whatsoever on what business is really all about, how banks work, moneys work, etc. Is it a bad idea for me to take Financial Accounting? I have to take it as a required transfer course.|||Financial accounting is a basic course. They assume you have no prior knowledge of accounting and start at the beginning.|||Yes it is, try to be honest. Look here http://www.expertcontabilbucur… if you want more informations about accounting courses.
|||No. You will learn all that stuff eventually. That's why there are beginning courses.
Report Abuse
|||No. You will learn all that stuff eventually. That's why there are beginning courses.
With financial qualifications is it hard to get a job, and whta course is best?
hey im in my last year of high school and trying to decide what university course to do, i know i want to do financial work but not sure what course to take? so what courses is it easy to find jobs and what ones will have the average highest salary? eg of the courses i would take is Bachelor of economics, bachelor of financial planning, Advanced diploma of accounting ?|||hellllllllow buddyyy...
it depends on u r common sense.. if u r good with figures and know how to make and convince peoples then their are variety of cources. like Chartered accountants, Financial analyst, Acturers Chartered accountants, Cost and management accountants.... these jobs are highly paid one.... if ur in usa the i would recomment cpa and if ur working outside usa then i would recomment ICAEW..
u can find all info on net...
just try Acturers Accountants if ur looking for money.....
if u like it then do give me points.....i need it|||Really depends on what aspect of financial work you want to do. There are positions which require anything from a liberal arts degree to advanced degrees in law, accounting and computer science. Go on a bank or brokerage website to see what qualifications they are looking for for the type of work you are interested in. Sometimes you don't need an advanced degree, just having a bachelor's is enough.
it depends on u r common sense.. if u r good with figures and know how to make and convince peoples then their are variety of cources. like Chartered accountants, Financial analyst, Acturers Chartered accountants, Cost and management accountants.... these jobs are highly paid one.... if ur in usa the i would recomment cpa and if ur working outside usa then i would recomment ICAEW..
u can find all info on net...
just try Acturers Accountants if ur looking for money.....
if u like it then do give me points.....i need it|||Really depends on what aspect of financial work you want to do. There are positions which require anything from a liberal arts degree to advanced degrees in law, accounting and computer science. Go on a bank or brokerage website to see what qualifications they are looking for for the type of work you are interested in. Sometimes you don't need an advanced degree, just having a bachelor's is enough.
What happens to your financial aid if you get married during college?
I just need to know- does the amount of financial aid you would receive as a single person suddenly get cut in half if you're married?|||It depends on what you status is now.
When I started college I was fresh out of high school...in which they generally take in consideration your parent(s) income when calculating your financial aid package.(you are generally considered a dependant until you are over the age of 25)
I got married toward the end of my college career and my financial aid actually increased because I became eligible for loans that I was not prior to getting married, due to change of dependancy.
If you have financial aid based on income, you will probably see a decrease in those if your significant other is currently working, though may see a increase if they are not..
Do you currently receive grants and scholarships? Those really shouldn't increase or decrease unless they specifically state they are for a single person.
It's been a while since I have dealt with this, but I beleive the loans may stay the same (they were generally calculated based on year in school rather than income) You can search information on federal loans and their requirements online.
Hope this helps!
When I started college I was fresh out of high school...in which they generally take in consideration your parent(s) income when calculating your financial aid package.(you are generally considered a dependant until you are over the age of 25)
I got married toward the end of my college career and my financial aid actually increased because I became eligible for loans that I was not prior to getting married, due to change of dependancy.
If you have financial aid based on income, you will probably see a decrease in those if your significant other is currently working, though may see a increase if they are not..
Do you currently receive grants and scholarships? Those really shouldn't increase or decrease unless they specifically state they are for a single person.
It's been a while since I have dealt with this, but I beleive the loans may stay the same (they were generally calculated based on year in school rather than income) You can search information on federal loans and their requirements online.
Hope this helps!
How do I start a letter requesting financial aid to the Los Angeles Fire Department?
I was recently taken to the ER, and my bill just came....$1114.25. That's too much for an unemployed college student still living at his parents house. I received financial aid for the medical bill, but apparently it doesn't cover the EMT ride.
Any advice on how to start or what to include in this financial aid/ payment plan letter would be highly appreciated.|||First, you call them and find out if they do discount at all for financial hardship reasons. Make sure you mention yourself as a unemployed college kid who is willing to send copies of financial records as proof. If they do, send over copies of your tax info with a letter stating your request for a financial hardship consideration.|||Just request a payment plan and the pay what you can per month. You can also try to get it reduced.
Any advice on how to start or what to include in this financial aid/ payment plan letter would be highly appreciated.|||First, you call them and find out if they do discount at all for financial hardship reasons. Make sure you mention yourself as a unemployed college kid who is willing to send copies of financial records as proof. If they do, send over copies of your tax info with a letter stating your request for a financial hardship consideration.|||Just request a payment plan and the pay what you can per month. You can also try to get it reduced.
What is the best financial way to buy a sportbike?
im thinking to buy motorcycle . used one . about $6000 . i have good credit. do i buy from dealer ship with financial? pay credit card?
which one is better?|||If you have to pay with some sort of finance, and of the course the real answer to your question is to buy it cash...then look for a no interest deal of some sort.
If you have a credit card that offers you a no interest period then fine...but be aware that they are often time limited, for say 6 months and then you start paying interest on the remaining balance.
My husband once had a card that offered him no interest on the lifetime of the balance for any item he bought within the next 6 months...so he bought a Kawasaki.
He paid the card off over the next year or so with no interest added.
Many dealers now offer interest free finance, so that's the same thing....you get the bike and pay it off over time with no interest added.
But of course some people argue that they sell it at the highest price they can to start with to offset the loss of interest.
It's worth checking if your local laws allow dealers to not offer any discounts to credit buyers that they might offer to cash buyers.
Where I live at present they can't....by law they have to offer the same discounts to both.
In short, what you want to do here is avoid paying any interest but at the same time be careful you don't over pay for the bike to get that.|||Best way would be to pay cash and if you don't have it it means you can't afford it..
Fast forward it 2 months: you buy the bike get a debt something unforeseen happens you can't pay your debt. You lose money %26amp; bike.
Bingo your credit is shot. And for what? For buying something when you couldn't afford it.
which one is better?|||If you have to pay with some sort of finance, and of the course the real answer to your question is to buy it cash...then look for a no interest deal of some sort.
If you have a credit card that offers you a no interest period then fine...but be aware that they are often time limited, for say 6 months and then you start paying interest on the remaining balance.
My husband once had a card that offered him no interest on the lifetime of the balance for any item he bought within the next 6 months...so he bought a Kawasaki.
He paid the card off over the next year or so with no interest added.
Many dealers now offer interest free finance, so that's the same thing....you get the bike and pay it off over time with no interest added.
But of course some people argue that they sell it at the highest price they can to start with to offset the loss of interest.
It's worth checking if your local laws allow dealers to not offer any discounts to credit buyers that they might offer to cash buyers.
Where I live at present they can't....by law they have to offer the same discounts to both.
In short, what you want to do here is avoid paying any interest but at the same time be careful you don't over pay for the bike to get that.|||Best way would be to pay cash and if you don't have it it means you can't afford it..
Fast forward it 2 months: you buy the bike get a debt something unforeseen happens you can't pay your debt. You lose money %26amp; bike.
Bingo your credit is shot. And for what? For buying something when you couldn't afford it.
What is the typical financial arraignment between major television networks and their affiliates?
I know that networks pay production companies for the right to broadcast their shows, and I know that networks ultimately make their money via the sale of advertising. My question is, do networks sell advertising and then pay individual stations to broadcast their shows (with their ads), or do individual stations sell advertisements and then pay networks for their editorial content? Or do networks and affiliates have some other financial arrangement?|||Individual stations sell advertizments and then pay networks
What are the typical financial aims of a small business just starting out?
I am wondering what are the overall general goals and financial aims for a small business. Any advise or general idea is good, as I have none.
Ex: What kind of ROI is one looking for?|||Aims and Goals are synonymous, and Business goals are as diverse as the people who establish them. Some are no-brainers, such as “win enough clients to pay the rent and my salary.” A goal can be as specific as “install a new graphics program, so I can target that client who demands this capability from its vendors.” A goal might be as short-term as “get this done by Friday” or as long-term as “in 10 years I want to be reporting $10 million in sales.”
Goals are measuring sticks; but on these sticks, we get to draw the dividing marks. We determine what we’d like to achieve during a specific time frame; we design a particular outcome. You define your goals to meet your needs.
Goals are also your guideposts, established to keep you on the right path and to help you assess your progress.
There are some really good tools and Information located here:
http://www.captureplanning.com/articles/…
Ex: What kind of ROI is one looking for?|||Aims and Goals are synonymous, and Business goals are as diverse as the people who establish them. Some are no-brainers, such as “win enough clients to pay the rent and my salary.” A goal can be as specific as “install a new graphics program, so I can target that client who demands this capability from its vendors.” A goal might be as short-term as “get this done by Friday” or as long-term as “in 10 years I want to be reporting $10 million in sales.”
Goals are measuring sticks; but on these sticks, we get to draw the dividing marks. We determine what we’d like to achieve during a specific time frame; we design a particular outcome. You define your goals to meet your needs.
Goals are also your guideposts, established to keep you on the right path and to help you assess your progress.
There are some really good tools and Information located here:
http://www.captureplanning.com/articles/…
What are the top financial advisor firms to work for in South Florida?
I am a recent college grad lookin to work for a financial advisor firm. I live in Ft laduerdale and i need a firm that will be able to start me off with a small base salary.|||Morgan Stanley , UBS, Merrill Lynch, Smith Barney, Raymond James, research these, some may have base for awhile and then go straight comm. hope this helps a little.|||you need a place where you can build a book. Merill, citi and morgan are really going to be tough but they do offer the highest salary. I would start out with a place you feel you can see yourself building the business.
|||AXA Advisors
Report Abuse
|||AXA Advisors
How much of a financial gift can i receive without reporting it as income?
If I receive a financial gift from a relative, how much can I receive without having to claim it as income? As I understand it, they can gift up to $12,000 without having to report it. I'd like to have that confirmed as well. Thanks!|||Infinity dollars. Gifts are not taxable to the recipient. It's NEVER income to you.|||You don't have to report it, a gift is not income, although it may be support
It might prevent you from claiming you provide MORE than half your own support or MORE than half the cost of providing a home for self and dependents, though
The rich relative can give you up to $13000 per year without tax consequences, and if they give more MUST pay gift tax on it|||gifts are not taxable to the recipient|||BittenApple gives the best answer above. The level for a donor filing a gift tax return is now $13K. Even if a return must be filed, however, no tax will be due unless the donor has used up his lifetime exclusion of $1M.|||You can receive any amount - there is no consequence to you at any level.
The gift or can give up to $12,000 to any one person without filing a gift tax return. This is slightly changed if a married couple is doing something called 'gift splitting', but in your question the $12,000 is right.
You should also know that even if the gift or has to file the gift tax return, they will usually not have to pay any tax due to a large credit that is available. The only time a gift tax would be owed is after the credit is used up, which gets complicated but generally means the gift or has given millions of dollars in gifts over their lifetime.
Hope that helps.
It might prevent you from claiming you provide MORE than half your own support or MORE than half the cost of providing a home for self and dependents, though
The rich relative can give you up to $13000 per year without tax consequences, and if they give more MUST pay gift tax on it|||gifts are not taxable to the recipient|||BittenApple gives the best answer above. The level for a donor filing a gift tax return is now $13K. Even if a return must be filed, however, no tax will be due unless the donor has used up his lifetime exclusion of $1M.|||You can receive any amount - there is no consequence to you at any level.
The gift or can give up to $12,000 to any one person without filing a gift tax return. This is slightly changed if a married couple is doing something called 'gift splitting', but in your question the $12,000 is right.
You should also know that even if the gift or has to file the gift tax return, they will usually not have to pay any tax due to a large credit that is available. The only time a gift tax would be owed is after the credit is used up, which gets complicated but generally means the gift or has given millions of dollars in gifts over their lifetime.
Hope that helps.
What is the typical financial arrangement between major television networks and their affiliates?
I know that networks pay production companies for the right to broadcast their shows, and I know that networks ultimately make their money via the sale of advertising. My question is, do networks sell advertising and then pay individual stations to broadcast their shows (with their ads), or do individual stations sell advertisements and then pay networks for their editorial content? Or do networks and affiliates have some other financial arrangement?|||you can contact any local station and ask to see this information. They are obligated under the FCC rules to disclose all sources of income for their station. The same goes for radio stations. Most have it in a packet for the public to look at. I hope this heps.
Is it possible to study for a Financial Planning Certificate whilst taking 3 AS levels?
I want to study to be a financial adviser when I finish my a levels so i was thinking to give myself a headstart i could study the financial planning certificate along side my 3 AS levels. The certificate is a level three qualification as are A levels so i was thinking it would be possible but what do you think? Thanks in advance for your feedback.|||If you are clever and driven then nothing is stopping you. 4 or 5 A Levels isn't unheard of.
To be honest I don't know why your posting it here... you should be talking to your head of year or form leader or one of your teachers. Just find their office by asking at reception and arrange a meeting with them.
To be honest I don't know why your posting it here... you should be talking to your head of year or form leader or one of your teachers. Just find their office by asking at reception and arrange a meeting with them.
How much of a financial commitment is needed to become a Mark or Avon Representative?
Do you need to buy inventory? Is there an initial fee to sign up? Any other financial requirements?|||I am just a mark rep and the start up fee is $20. You receive 10 magalogs, a starter kit filled with mark's top selling products. (listed below) You also get a Sydney Flip For It if you sign up right now. You can use these on yourself or as demos at a party or to show people that ask questions about the product you are selling.
You get an Eboutique for your customers shop at online. You will need to buy your own samples which are pretty cheap. You would also need to buy our magalogs each month. Some mark reps buy a product to use as a demo when they throw parties or to show. Some keep certain products on hand but you don't have to do this.
In starter kit: Mark logo makeup bag, Dew Drenched Lipstick in Toffee, Juice Jems Lipgloss in Fig, Make it Big Mascara in Raven, Set of 5 Mini Makeup Brushes in a zippered pouch, 2 i-mark eyeshadows, 1 blush and a snap to it palette to put them in. You can sell these or keep them for yourself.
You can message me if you have any more questions.|||You can sign up at meetmark.com.
You get an Eboutique for your customers shop at online. You will need to buy your own samples which are pretty cheap. You would also need to buy our magalogs each month. Some mark reps buy a product to use as a demo when they throw parties or to show. Some keep certain products on hand but you don't have to do this.
In starter kit: Mark logo makeup bag, Dew Drenched Lipstick in Toffee, Juice Jems Lipgloss in Fig, Make it Big Mascara in Raven, Set of 5 Mini Makeup Brushes in a zippered pouch, 2 i-mark eyeshadows, 1 blush and a snap to it palette to put them in. You can sell these or keep them for yourself.
You can message me if you have any more questions.|||You can sign up at meetmark.com.
Report Abuse
What is the simplest and most intuitive financial program available?
I want to get a simple financial program that is easy to use, intuitive, and not complicated.
It would be nice if it can interface with my financial sites so that I don't have to do anything!
Are there such a program and is it safe?|||It depends what you really need. Do you want your own personal accountant or do you want to see how things are done yourself?
I always recommend doing your own finances, because its cheaper and you can learn just exactly how rich or poor you are.
Therefore I recommend downloading OpenOffice (go to openoffice.org) because its free and it has a spreadsheet program. Create a new spread sheet and label 6 columns:
Column A Column B Column C Column D Column E Column F
Row 1) "Date" "Item" "Income" "Item" "Costs" "Balance"
Row 2)
Row 3)
The first four columns are simple enough - enter the data respectively. For "Balance" (Column F, Row 2 (F2)) enter the following algebra:
=C2-E2
Then in F3 enter:
=C3-E3+F2
This way you will have a running total as time goes by. If at any time you want to work out a percentage of an income, enter the following into a cost entry: (this example being E4 at 25%)
=(C4/100)*25
Now you have your simplest, cheapest accounting system in the world. Adaptable too, if you know algebra.|||I have been making money online for years This might help http://designerfred.blogspot.com/ go to the hire me link at the bottom of the page.And go here for some more ways http://supportnationblogs.blogspot.com/ Good Luck
It would be nice if it can interface with my financial sites so that I don't have to do anything!
Are there such a program and is it safe?|||It depends what you really need. Do you want your own personal accountant or do you want to see how things are done yourself?
I always recommend doing your own finances, because its cheaper and you can learn just exactly how rich or poor you are.
Therefore I recommend downloading OpenOffice (go to openoffice.org) because its free and it has a spreadsheet program. Create a new spread sheet and label 6 columns:
Column A Column B Column C Column D Column E Column F
Row 1) "Date" "Item" "Income" "Item" "Costs" "Balance"
Row 2)
Row 3)
The first four columns are simple enough - enter the data respectively. For "Balance" (Column F, Row 2 (F2)) enter the following algebra:
=C2-E2
Then in F3 enter:
=C3-E3+F2
This way you will have a running total as time goes by. If at any time you want to work out a percentage of an income, enter the following into a cost entry: (this example being E4 at 25%)
=(C4/100)*25
Now you have your simplest, cheapest accounting system in the world. Adaptable too, if you know algebra.|||I have been making money online for years This might help http://designerfred.blogspot.com/ go to the hire me link at the bottom of the page.And go here for some more ways http://supportnationblogs.blogspot.com/ Good Luck
How can i get financial aid for virtual homeschooling in Wisconsin?
I am a supposed to be a 10th grader right now, but i had to start my 9th grade over on account to not having enough credits to go on to the next grade. My mother has been looking at virtual school program so i can catch up, and be done with my schooling in 2012. She doesn't make a lot of money, and was hoping to get financial aid. She wants to get me in a program as soon as she can. Any ideas?|||Hello Shelby and fellow Wisconsinite!
"Virtual charter schools are public schools that loan students computers, give them assignments to do at home, and monitor their progress by computers. Because they are public schools, they are regulated by the state and must comply with public school standards and testing requirements."
Taken from At Home with Learning-Homeschooling in Wisconsin
It sounds like someone from your public school would be able to point you in the right direction.
"Virtual charter schools are public schools that loan students computers, give them assignments to do at home, and monitor their progress by computers. Because they are public schools, they are regulated by the state and must comply with public school standards and testing requirements."
Taken from At Home with Learning-Homeschooling in Wisconsin
It sounds like someone from your public school would be able to point you in the right direction.
How do I notify Financial Institutions that I am now a trustee in place of my deceased mother?
My mother recently passed away and I am now the sole trustee. My father, who is still living, is the grantor. I need to advise several financial institutions with whom we have investments of this change. Is there a form that I need to request or particular department that I need to contact at each institution.
I have prepared copies of all the legal documents (POA, Trust, my mother's death certificate, etc.), but I need to know what to do next.|||You need to write a letter to the financials institutions or call them and find out hwo do you need to talk to in this matter.
I have prepared copies of all the legal documents (POA, Trust, my mother's death certificate, etc.), but I need to know what to do next.|||You need to write a letter to the financials institutions or call them and find out hwo do you need to talk to in this matter.
What is the general financial cost of a christian missionary program?
I need to know the financial cost of a missionary program. all aspects of it. out of pocket, utilities, and what goes into the community. No rants or unrelated please, this is my fourth time posting.|||The air fair out there and back, and their salary whilst they are out there. Typically they will go to work in a school, a hospital, or a children's home. In other words, the facilities they need will already be in place. The days are passed when they would actually need to build the schools or hospitals.|||I don't know about overall, but for me to go on my missionary trip it was about 1,200, give or take, but I was staying there quite a bit. A lot of our medical resources and building supplies were donated, though.|||There are NO set costs!
These are all funded by the orginizations that are asociated with the individual denomination!
MY church helps fund around 30 missionaries around the globe.|||Contact some missions and ask them. If you have to keep posting here, it is because no one here knows.|||Too much.
Join the Peace Corp or something useful.
(I DISOBEYED YOU!)
These are all funded by the orginizations that are asociated with the individual denomination!
MY church helps fund around 30 missionaries around the globe.|||Contact some missions and ask them. If you have to keep posting here, it is because no one here knows.|||Too much.
Join the Peace Corp or something useful.
(I DISOBEYED YOU!)
What effect did the financial crisis have on you?
have you changed your consumer behaviour dur to the financial crisis? do you now save more on certain products / luxuries?|||it has affected us substantially
i have changed many of our shopping habits, cook more at home.
do not buy clothes like i used to -which was almost everyday -i always came back with something fr my kids. could not resist a good thing if i saw one.
nowadays i think twice before i buy stuff, and i write a proper shopping list and stick to it.
i really seriously think of moving to another country, Britain is such a rip off and going down like a sinking ship! And we have bunch of crooks as our govt pulling the wool over our eyes. I squarely blame the ex-chancellor and now Pm fr the present state. Lies, lies nothing but lies frm this bunch!!
when you find highly educated and skilled ppl out of jobs what does it say for our govt??
very depressed esp for the future of my kids.|||I think most of all, I have become a cynic. Humans are incapable of thinking long-term and with their own best interests in mind. Humanity will now reap what we have sowed, and it won't be pretty.|||Financial crisis?? I'm too broke to have a financial crisis. Im too broke to even afford nothing and my piggybank is suing me over malnourishment.
i have changed many of our shopping habits, cook more at home.
do not buy clothes like i used to -which was almost everyday -i always came back with something fr my kids. could not resist a good thing if i saw one.
nowadays i think twice before i buy stuff, and i write a proper shopping list and stick to it.
i really seriously think of moving to another country, Britain is such a rip off and going down like a sinking ship! And we have bunch of crooks as our govt pulling the wool over our eyes. I squarely blame the ex-chancellor and now Pm fr the present state. Lies, lies nothing but lies frm this bunch!!
when you find highly educated and skilled ppl out of jobs what does it say for our govt??
very depressed esp for the future of my kids.|||I think most of all, I have become a cynic. Humans are incapable of thinking long-term and with their own best interests in mind. Humanity will now reap what we have sowed, and it won't be pretty.|||Financial crisis?? I'm too broke to have a financial crisis. Im too broke to even afford nothing and my piggybank is suing me over malnourishment.
What charges are associated with using a financial planner for retirement funds?
My wife and I are planning to retire in the next few months and will receive several hundred thousand dollars from our retirement funds. We need to work with a financial planner to be able to roll most of this money into accounts that won't be taxed until we withdraw funds to spend. How much should we anticipate having to pay a financial planner to arrange this. Also, if anyone knows about these things will it be possible to make such a rollover? I am 63 and my wife is 64.|||There should not be any charge to roll your funds over and set up your new accounts. There will be fees associated with the particular funds you purchase and trading costs. But with the amount of your investments, account fees should be low.
Check with your current bank and find out what investment services they offer. Then do the same thing with a large bank such as Bank of America. Next check out a broker, Charles Scwab or Vanguard. Compare their fee structures and products. Keep in mind that they will all be after your money, so be careful and don't sign up until you have compared several companies and carefully considered the pros and cons of each.
You should be able to place your money in a variety of products. Some conservative growth funds to protect you from inflation as well as tax free bond funds. Ideally you will be able to roll your retirement proceeds into a ROTH IRA. That will make all future proceeds tax free.|||Any large Bank can help you with that. I believe we were charges about 1.5 or 2 %. Like you , I am 63 and my wife is 57 but she still works. We had our funds put into a fixed annuity. We can draw 10% a year of the balance and not be penalized but the draw back is you have to hold for 6 or 7 years before you can do a total withdraw. We are guaranteed 5% for the first 3 years and a minimum of 3% there after. It is with New York Life. If you want more info, you can email at sbcovener@msn.com|||WEll it all sepends on who you use and whats involved. My advise to you is go to your bank and ask them if they have investment reps. Most banks do now adays and you can talk to them free of charge. You pay based on what you want and whats involved.|||a financial planner worth anything more than a bucket of warm spit will charge you by the HOUR.
If you are getting charged commission, then that FP is selling you a product he/she gets paid for which is a GROSS conflict of interest.
Check with your current bank and find out what investment services they offer. Then do the same thing with a large bank such as Bank of America. Next check out a broker, Charles Scwab or Vanguard. Compare their fee structures and products. Keep in mind that they will all be after your money, so be careful and don't sign up until you have compared several companies and carefully considered the pros and cons of each.
You should be able to place your money in a variety of products. Some conservative growth funds to protect you from inflation as well as tax free bond funds. Ideally you will be able to roll your retirement proceeds into a ROTH IRA. That will make all future proceeds tax free.|||Any large Bank can help you with that. I believe we were charges about 1.5 or 2 %. Like you , I am 63 and my wife is 57 but she still works. We had our funds put into a fixed annuity. We can draw 10% a year of the balance and not be penalized but the draw back is you have to hold for 6 or 7 years before you can do a total withdraw. We are guaranteed 5% for the first 3 years and a minimum of 3% there after. It is with New York Life. If you want more info, you can email at sbcovener@msn.com|||WEll it all sepends on who you use and whats involved. My advise to you is go to your bank and ask them if they have investment reps. Most banks do now adays and you can talk to them free of charge. You pay based on what you want and whats involved.|||a financial planner worth anything more than a bucket of warm spit will charge you by the HOUR.
If you are getting charged commission, then that FP is selling you a product he/she gets paid for which is a GROSS conflict of interest.
What university offer best financial aid for international students?
I am from Latvia and i think about studying 2011/2012 school year in USA. I would like to know witch University, college offer best financial aid for international students.|||i try to write the answers your problem in my blog http://www.mystructuredsettlement.co.cc you can see any problem in my blog.
How can I get financial help to buy a home in Florda so I can relocate my family and continue ministry work?
Looking for financial help for down payment assistance to move from wisconsin to Florida and relocate my family so I can do Prison ministries and fellowship work. I'm in a bind and thought maybe this could help me. Any input is appriciated. Thankyou in advance for all of your support.|||Ask the organization you will be working for/with for help.|||you should be able to do a search for government grants. since you're wanting to move due to mission work, there should be a program for you. do your homework and you'll be able to find something, you just have to weed through a lot of different grants which you might not qualify for. apply to as many as you can, something will come up
How can I get financial assistance to pay for flight training?
How can I get financial assistance to pay for flight training?|||Try checking out your local unemployment office, since states have money to give for training and going back to school|||Ok so in my experience, I've spent ONE FULL YEAR searching for a way to pay for my flight training. It all failed MISERABLY. I detailed some of that experience in my blog http://fundsforflighttraining.blogspot.com/ I found a way to do it in cash http://fundsforflighttraining.com
Report Abuse
Which companies have good financial internships for college student during the summer time in the Boston area?
Or anywhere from central Massachusetts to Boston area. If anyone has good experiences of financial internships during the summer time in these areas please do share.|||For detailed information please visit
www.mcla.mass.edu/About_MCLA/Services/鈥?- 30k
fletcher.tufts.edu/business/internship鈥?- 19|||Fidelity, State Street, Wellington...the Boston area is loaded with big money management / fund management firms. Go to an online phone directory and look under 'financial services' in Boston, then visit the websites of the companies listed there. Apart from NYC, and maybe San Francisco, there is no better city for financial internships in the US than Boston MA.
www.mcla.mass.edu/About_MCLA/Services/鈥?- 30k
fletcher.tufts.edu/business/internship鈥?- 19|||Fidelity, State Street, Wellington...the Boston area is loaded with big money management / fund management firms. Go to an online phone directory and look under 'financial services' in Boston, then visit the websites of the companies listed there. Apart from NYC, and maybe San Francisco, there is no better city for financial internships in the US than Boston MA.
Friday, September 23, 2011
What do you think is the best financial investment you can do keeping the investment period of 10 years.?
I am doing my financial planning. I am a log term investor. My current age is 27. I want to retire from my work by 40. In next 13 years I want to be filthy rich. I can do savings of 3K SGD per month. What would be your advice to me about how should I go for my financial planning? Reality looks good idea but other than real estate %26amp; stocks is there any other way to make money in a clean way?|||well i was ready to say mutual funds but that is a form of stocks -- if you think you will stay put in same area i would look into a small bar or cafe and be a owner in name only!!!|||First let me say that being a log term investor is kind of strange.
lol
Now having made fun of that, I have to ask you Why Not Real Estate ?
It is the only investment that I have ever seen that always did good over a 10 year time frame and with the market having dropped soo bad, it is nearly at the bottom. ( maybe another 6 months )
You just can't hardly go wrong in the real estate game if you choose wisely.
I recommend you give it another thought.
other than that I would like to see more "solar" investments.|||There are things you must know before you make any investment. There is no one best investment, but for most people, real estate works better than stocks. It is a nice dream to have to think that you could retire in 13 years. It is most unlikely that you will achieve your goal if your pathway is investment alone.
I don't know what you think "filthy rich" may be, but you will need both exceptional application and exceptionally good fortune to become very rich. It can be done, but none of the people I know who have done extremely well have become rich through investment alone.
Rich DeVos and Jay VanAndel needed twenty years for their company to grow to annual sales of $1 billion, but only three years to double that as the founders of the Amway Company.
Scott Scheel, whom I have met, has gone from a negative net worth to a net worth that I believe is approaching a hundred million dollars in such a period of time, through commercial real estate.
Michael Bloomberg, a college classmate of mine, went from a net worth of a few million dollars to a net worth exceeding three billion dollars in 17 years; he is currently worth closer to double that much, even while he is serving as Mayor of New York City. His business is information services.
There is a couple in Texas whom I have met, who started a new approach to collection of debts some years back, whose net worth went from an upper middle class level to over four billion dollars in just two years.
You are far more likely to get rich slowly than rapidly, and doing so isn't a sprint, but a marathon, so be prepared to work persistently and steadfastly.
You really will need your own business, as well.
I personally favor commercial real estate, the path Scott Scheel has followed, because once you have acquired a commercial property and made your down payment, you don't have to spend more out of your own pocket. Just make sure it is occupied and maintained. If you buy just one commercial property correctly, you may never need to work again, but the income from that property will enable you to buy others. If this might be of interest to you, then start working on acquiring the specialized knowledge you will need in commercial real estate.
The stock and commodities markets are extremely challenging, even for professionals, and most professional funds managers do not do better than the market as a whole over a long period of time. Individual investors, who cannot act so quickly as professionals, and whose sources of information are not so good, generally do not do as well as professional funds managers, and I have read that a majority of individual investors in stocks actually lose money.
Maybe this isn't the kind of answer you expected, but there is no cut-and-dried or best investment, because times and circumstances change, always, and sometimes quite quickly. An investment sector that looks great today may perform poorly in the next year or the year after that.
Best of luck to you. I hope you will keep me posted from time as to your progress.
lol
Now having made fun of that, I have to ask you Why Not Real Estate ?
It is the only investment that I have ever seen that always did good over a 10 year time frame and with the market having dropped soo bad, it is nearly at the bottom. ( maybe another 6 months )
You just can't hardly go wrong in the real estate game if you choose wisely.
I recommend you give it another thought.
other than that I would like to see more "solar" investments.|||There are things you must know before you make any investment. There is no one best investment, but for most people, real estate works better than stocks. It is a nice dream to have to think that you could retire in 13 years. It is most unlikely that you will achieve your goal if your pathway is investment alone.
I don't know what you think "filthy rich" may be, but you will need both exceptional application and exceptionally good fortune to become very rich. It can be done, but none of the people I know who have done extremely well have become rich through investment alone.
Rich DeVos and Jay VanAndel needed twenty years for their company to grow to annual sales of $1 billion, but only three years to double that as the founders of the Amway Company.
Scott Scheel, whom I have met, has gone from a negative net worth to a net worth that I believe is approaching a hundred million dollars in such a period of time, through commercial real estate.
Michael Bloomberg, a college classmate of mine, went from a net worth of a few million dollars to a net worth exceeding three billion dollars in 17 years; he is currently worth closer to double that much, even while he is serving as Mayor of New York City. His business is information services.
There is a couple in Texas whom I have met, who started a new approach to collection of debts some years back, whose net worth went from an upper middle class level to over four billion dollars in just two years.
You are far more likely to get rich slowly than rapidly, and doing so isn't a sprint, but a marathon, so be prepared to work persistently and steadfastly.
You really will need your own business, as well.
I personally favor commercial real estate, the path Scott Scheel has followed, because once you have acquired a commercial property and made your down payment, you don't have to spend more out of your own pocket. Just make sure it is occupied and maintained. If you buy just one commercial property correctly, you may never need to work again, but the income from that property will enable you to buy others. If this might be of interest to you, then start working on acquiring the specialized knowledge you will need in commercial real estate.
The stock and commodities markets are extremely challenging, even for professionals, and most professional funds managers do not do better than the market as a whole over a long period of time. Individual investors, who cannot act so quickly as professionals, and whose sources of information are not so good, generally do not do as well as professional funds managers, and I have read that a majority of individual investors in stocks actually lose money.
Maybe this isn't the kind of answer you expected, but there is no cut-and-dried or best investment, because times and circumstances change, always, and sometimes quite quickly. An investment sector that looks great today may perform poorly in the next year or the year after that.
Best of luck to you. I hope you will keep me posted from time as to your progress.
How do you receive financial aid for college if your parents do not have good credit?
Is it possible to receive good financial aid when your parents do not have good credit?|||your parents credit is not used to determined your financial aid apply at http://fafsa.ed.gov|||Financial aid is based on your parents income not credit score. The only time credit will play a factor is if you need your parents as co-signers for a student loan.
Remember though, financial aid is not your only option. There is plenty of free money for school out there. You just have to do your research and find it.|||Credit only plays a role if you are trying to take out a loan. The FAFSA is used to determine the amount of financial aid you can recieve based on you and your parents income.
Remember though, financial aid is not your only option. There is plenty of free money for school out there. You just have to do your research and find it.|||Credit only plays a role if you are trying to take out a loan. The FAFSA is used to determine the amount of financial aid you can recieve based on you and your parents income.
What are some good financial retirement plans for parents after passing on family business?
I am taking over the family business soon (Worth approx. $500,000)
My parents are worried on how they will still sustain financial freedom after passing on their company to me. It is primarily a cash business and I want for them to retire without having to worry about money. They have savings but nothing is in the bank. (Old Asian generation mentality)
I propose treating them like company board members that take a certain percentage from the business, while I keep the rest for expansion opportunities. What will be fair for both sides? Thank you.|||In the U.S. this could part of "estate planning." Even if you are not resident here, might try getting some of the info. As you are aware, there are tricky issues involving money, taxes, emotions....
I commend you for caring about taking care of your parents. "A certain percentage" sounds to me to be fair.
My parents are worried on how they will still sustain financial freedom after passing on their company to me. It is primarily a cash business and I want for them to retire without having to worry about money. They have savings but nothing is in the bank. (Old Asian generation mentality)
I propose treating them like company board members that take a certain percentage from the business, while I keep the rest for expansion opportunities. What will be fair for both sides? Thank you.|||In the U.S. this could part of "estate planning." Even if you are not resident here, might try getting some of the info. As you are aware, there are tricky issues involving money, taxes, emotions....
I commend you for caring about taking care of your parents. "A certain percentage" sounds to me to be fair.
How do I get financial aid to go to attend school in Florida but I am a resident of California?
I live in California but want to attend a university in Florida. How do I go about getting financial aid.|||Initially, you will only qualify for federal and private aid. First, log into your FAFSA website. http://www.fafsa.ed.gov/FOTWWebApp/compl鈥?/a> you will need your completed 1040 , or other tax form, and if you are under 24, you will also need one of your parents'. Follow the instructions on the page, and complete your Application. You will receive an e-mail within a few weeks which will tell you how much your family contribution is. If for example your family contribution is $5000, but your school's estimate cost of attendance is $15000 per year, you could receive a maximum of $10000 in federal aid. Of course, that does not mean that you will receive that much aid per year.
If you demonstrate financial need on your application (don't worry, they'll determine if you qualify), you may apply for a Stafford Loan (about $5000 per semester) and you may also qualify for a Pell grant (about $5000 per year).
Once you are accepted to your chose university, you must immediately contact the financial aid department, and make sure that they have received a copy of your report. At the beginning of the semester, you will receive notification from that department telling you how much actual aid you qualify for. Pay attention, because you may have to accept your aid, and if you don't it will expire. If you have good academic records, or an artistic or athletic skill, you may qualify for scholarships to play or perform for the university. The school's financial aid department will work with you.
After you have applied for all federal aid available, apply for every private scholarship you can find. Try websites like Fastweb.com for listings of public scholarships. Be aware that every person in the country can apply for these, so you have a great deal of competition.
Within the last 6 weeks before the beginning of the semester, you should apply for loans to cover the remaining funds you need to pay for school. Continue to apply for scholarships. If you get enough, you can reject the loans. but as it takes quite some time to process loans and distribute money to your school, you should do this sooner rather than later.
After living in Florida for 2 years, you qualify for statehood. There are some limited exceptions to shorten this time, and you should talk to your adviser to see if you can expedite your residency. After that, you qualify for all Florida resident scholarships, and you will be able to pay instate tuition fees.|||There are a lot of scholarships and grants you might qualify. You can also apply for Federal Aid. Talk to the college financial aid department and they can give you a packet of information on where to look for aid most relevant to you, your studies and interests.
If you demonstrate financial need on your application (don't worry, they'll determine if you qualify), you may apply for a Stafford Loan (about $5000 per semester) and you may also qualify for a Pell grant (about $5000 per year).
Once you are accepted to your chose university, you must immediately contact the financial aid department, and make sure that they have received a copy of your report. At the beginning of the semester, you will receive notification from that department telling you how much actual aid you qualify for. Pay attention, because you may have to accept your aid, and if you don't it will expire. If you have good academic records, or an artistic or athletic skill, you may qualify for scholarships to play or perform for the university. The school's financial aid department will work with you.
After you have applied for all federal aid available, apply for every private scholarship you can find. Try websites like Fastweb.com for listings of public scholarships. Be aware that every person in the country can apply for these, so you have a great deal of competition.
Within the last 6 weeks before the beginning of the semester, you should apply for loans to cover the remaining funds you need to pay for school. Continue to apply for scholarships. If you get enough, you can reject the loans. but as it takes quite some time to process loans and distribute money to your school, you should do this sooner rather than later.
After living in Florida for 2 years, you qualify for statehood. There are some limited exceptions to shorten this time, and you should talk to your adviser to see if you can expedite your residency. After that, you qualify for all Florida resident scholarships, and you will be able to pay instate tuition fees.|||There are a lot of scholarships and grants you might qualify. You can also apply for Federal Aid. Talk to the college financial aid department and they can give you a packet of information on where to look for aid most relevant to you, your studies and interests.
Should I start getting financial aid for my daughter started now ?
We have talked to a admissions counselor she is in agreement with me that i can use my Veterans benefits for tuition for my daughter. We are still not to clear on that. My daughter is a junior in high school. She has done well and only has to go for one half of her senior year to graduate so she will be graduating about Dec/Jan-2012. Should I start getting financial aid started now ?|||FAFSA. Free application for federal student aid.http://www.fafsa.ed.gov/
What is federal student aid: It includes grants, work study and loans. Filling out the FAFSA you are applying for all the federal aid listed on this page, plus others certain states and colleges have individually: click the different federal aid programs on the left http://studentaid.ed.gov/PORTALSWebApp/s鈥?/a>
Great site all about financial and its funding: http://studentaid.ed.gov/students/attach鈥?/a>
When apply for FAFSA? Jan 1 of the year you will attend to maxime your award.You want to do an estimate FAFSA using the previous years taxes and send it through. Just choose will file. Then ASAP when you can you do the taxes for that year and go on the FAFSA where it says make corrections (has to be processed first) and put in the actual tax information. . Why file an estimate: Because colleges are all given so much grant/work study money and its given to students first come, first serve, even if you qualify if you file later, it may be gone. So file early!
How much do you get: Federal aid is offered given to students based on their financial need. Your financial need is determined based on the questions you are asked on the FAFSA which will be about income, amount in banks, property owned, stocks and the like, as well as questions about your current home situation, how many, how many in college at the same time etc. These questions will determine your financial need. They use all the info to determine your EFC, estimated family contribution, this EFC is the result of a formula the use of all your answers to determine your financial need, the lower the EFC the more financial aid help you need. If you have a 0 that does mean you dont pay anything but it does mean you have great need for financial aid help. This EFC amount is subtracted from the cost of the attendance (also called school budget) and the result of this is your financial need. COA/student budget is tuition, books, travel personal expenses, housing, fees. Even if you do not qualify for federal grants or work study you may qualify for federal loans which most all students have. This EFC and recap of your FAFSA will be put in a report called SAR, student aid report. You get an email this is ready in a week or two if you did it online and a link in that email to view your SAR..
The only way you will know what federal aid you qualify for is the colleges you listed on the FAFSA will be sent your SAR and a financial aid award created for you based on your financial need. Each college award will be different, as the cost of attendance is different, colleges have their own aid to offer, and what funding they have left (again why I said to file earily) and when you apply makes a difference in what aid they have available to offer. You need to look at all the offers, obviously cheaper colleges will require you to need less loans and if you are very low income there are no loan colleges. If your federal aid grants, work study and federal loans do not cover your cost of attendance you will need to pay with money or get a private loan to cover the rest like from a bank or lender, so it may be smarter to pick a cheaper college where you need the least loans. Rule of thumb, your total college loans for your education should not exceed your first year salary in the degree you are pursuing.
How do you get your aid once you accept it: It gets deposited into your college account, usually by semester not all at once on certain disbursement dates your school has where everyone will get their money disbursed on a certain day. We applied Jan 1 2010, school started 9-1, our semester federal aid was disbursed 8-25. The colleges takes out their charges for housing, meals, tuition, and fees. We did have money left over and if you do you get a refund either a check or card system depending on the school, and we got that a week after school started by card system. Use that refund if any for books, materials etc.
Helpful sites:
All questions FAFSA, financial aid: http://www.finaid.org/
http://www.gocollege.com/financial-aid/s鈥?/a>
Click BEGIN THE PRESENTATION: http://www.nextstudent.com/financial-aid鈥?/a>
http://www.knowhow2go.org/
http://studentaid.ed.gov/PORTALSWebApp/s鈥?/a>
http://studentaid.ed.gov/students/public鈥?/a>|||She should be getting her admissions papers in order and the applications mailed.
You should talk with someone in the VA and find out what the story is from the people who know.
College financial aid has gotten tight in the past year or two, so your daughter will probably be offered a package that is heavier on loans than it would have been five years ago. Every dollar in loans you can prevent her from taking is a plus.
In any case, colleges have coordinated aid programs, so all the colleges will offer similar packages.|||YESSS!
If she plans to start college in Jan of 2012 you'll need this years tax return to fill out her FAFSA for that school year. (2011-2012)
The FAFSA is self-explanatory and you can say she'll start in Spring 2012 and they'll tell you how much she'll be offered as far as Grants/Loans.
The sooner you fill it out the better chance she'll have of getting more $ in the end.
What is federal student aid: It includes grants, work study and loans. Filling out the FAFSA you are applying for all the federal aid listed on this page, plus others certain states and colleges have individually: click the different federal aid programs on the left http://studentaid.ed.gov/PORTALSWebApp/s鈥?/a>
Great site all about financial and its funding: http://studentaid.ed.gov/students/attach鈥?/a>
When apply for FAFSA? Jan 1 of the year you will attend to maxime your award.You want to do an estimate FAFSA using the previous years taxes and send it through. Just choose will file. Then ASAP when you can you do the taxes for that year and go on the FAFSA where it says make corrections (has to be processed first) and put in the actual tax information. . Why file an estimate: Because colleges are all given so much grant/work study money and its given to students first come, first serve, even if you qualify if you file later, it may be gone. So file early!
How much do you get: Federal aid is offered given to students based on their financial need. Your financial need is determined based on the questions you are asked on the FAFSA which will be about income, amount in banks, property owned, stocks and the like, as well as questions about your current home situation, how many, how many in college at the same time etc. These questions will determine your financial need. They use all the info to determine your EFC, estimated family contribution, this EFC is the result of a formula the use of all your answers to determine your financial need, the lower the EFC the more financial aid help you need. If you have a 0 that does mean you dont pay anything but it does mean you have great need for financial aid help. This EFC amount is subtracted from the cost of the attendance (also called school budget) and the result of this is your financial need. COA/student budget is tuition, books, travel personal expenses, housing, fees. Even if you do not qualify for federal grants or work study you may qualify for federal loans which most all students have. This EFC and recap of your FAFSA will be put in a report called SAR, student aid report. You get an email this is ready in a week or two if you did it online and a link in that email to view your SAR..
The only way you will know what federal aid you qualify for is the colleges you listed on the FAFSA will be sent your SAR and a financial aid award created for you based on your financial need. Each college award will be different, as the cost of attendance is different, colleges have their own aid to offer, and what funding they have left (again why I said to file earily) and when you apply makes a difference in what aid they have available to offer. You need to look at all the offers, obviously cheaper colleges will require you to need less loans and if you are very low income there are no loan colleges. If your federal aid grants, work study and federal loans do not cover your cost of attendance you will need to pay with money or get a private loan to cover the rest like from a bank or lender, so it may be smarter to pick a cheaper college where you need the least loans. Rule of thumb, your total college loans for your education should not exceed your first year salary in the degree you are pursuing.
How do you get your aid once you accept it: It gets deposited into your college account, usually by semester not all at once on certain disbursement dates your school has where everyone will get their money disbursed on a certain day. We applied Jan 1 2010, school started 9-1, our semester federal aid was disbursed 8-25. The colleges takes out their charges for housing, meals, tuition, and fees. We did have money left over and if you do you get a refund either a check or card system depending on the school, and we got that a week after school started by card system. Use that refund if any for books, materials etc.
Helpful sites:
All questions FAFSA, financial aid: http://www.finaid.org/
http://www.gocollege.com/financial-aid/s鈥?/a>
Click BEGIN THE PRESENTATION: http://www.nextstudent.com/financial-aid鈥?/a>
http://www.knowhow2go.org/
http://studentaid.ed.gov/PORTALSWebApp/s鈥?/a>
http://studentaid.ed.gov/students/public鈥?/a>|||She should be getting her admissions papers in order and the applications mailed.
You should talk with someone in the VA and find out what the story is from the people who know.
College financial aid has gotten tight in the past year or two, so your daughter will probably be offered a package that is heavier on loans than it would have been five years ago. Every dollar in loans you can prevent her from taking is a plus.
In any case, colleges have coordinated aid programs, so all the colleges will offer similar packages.|||YESSS!
If she plans to start college in Jan of 2012 you'll need this years tax return to fill out her FAFSA for that school year. (2011-2012)
The FAFSA is self-explanatory and you can say she'll start in Spring 2012 and they'll tell you how much she'll be offered as far as Grants/Loans.
The sooner you fill it out the better chance she'll have of getting more $ in the end.
How can I get financial aid for college?
I am currently attending the University of Illinois at Urbana-Champaign. I am paying my tuition costs with nothing but student loans, and with a cost of about $22,000 a year, I am going to be poor when I graduate. Does anyone have any good advice on how I can receive ANY kind of financial aid to help me out, whether it be scholarships, grants, anything. Thanks. |||Here are sites you may want to check out:
http://www.fund-myeducation.com/
http://www.scholarships.com/
A few bits of advice regarding scholarships: Don't restrict yourself with just searching for Academic and Merit Scholarships. You may want to check out major-based scholarships (those that are exclusive to people taking your course), state-based scholarships, need-based scholarships and even unusual scholarships. The more scholarship types you explore, the more chances you have of finding one that matches your qualifications.
Remember, only apply to scholarships that you are 100% eligible for. If you missed out on just one requirement, don't bother because you'll only be wasting your time.
The least restrictive scholarships would be corporate scholarships like those offered by Coca-Cola, Wal-Mart, Best Buy, Toyota and others. But since they have few restrictions, competition for these types of scholarships are high. But it wouldn't hurt you if you check them out. The more you can apply to, the better chances of winning.
Lastly, follow instructions to the letter. Don't allow yourself to be disqualified simply because you used the wrong font or any error like that.
I hope I helped
|||
---
Hello Every One,
I am Patience andrew by name, i live in Switzerland, just a few month ago i was in search for a loan of $ 8,000 Dollers, as my family was running out of money for feeding and my education. i was scammed about $2,500 Dollers and i decided not to involve my self in such business again , finally A colleague of my introduced me to a loan firm due to my appearance and doings. I made a trial and i am most grateful am i today, i was given a loan amount of 10,000 Dollers by this great firm Joseph Micro finace managed by Mr.Joseph matthew.
If you are in need of a ganuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds i will advice you to, contact him via email josephmatthew @maktoob.com and you will be free from scams in the internet.
Tel.+233-24-2885336.Fax.+233-021715831
|||Apply for Federal Financial Aid at http://www.fafsa.ed.gov/, and research scholarships that fit you. Check into the sites below for more information on college planning and funding.
http://studentaid.ed.gov/
http://www.collegeboard.com/
http://www.edfund.org/home.html
|||Contact the financial aid office at your school.
http://www.fund-myeducation.com/
http://www.scholarships.com/
A few bits of advice regarding scholarships: Don't restrict yourself with just searching for Academic and Merit Scholarships. You may want to check out major-based scholarships (those that are exclusive to people taking your course), state-based scholarships, need-based scholarships and even unusual scholarships. The more scholarship types you explore, the more chances you have of finding one that matches your qualifications.
Remember, only apply to scholarships that you are 100% eligible for. If you missed out on just one requirement, don't bother because you'll only be wasting your time.
The least restrictive scholarships would be corporate scholarships like those offered by Coca-Cola, Wal-Mart, Best Buy, Toyota and others. But since they have few restrictions, competition for these types of scholarships are high. But it wouldn't hurt you if you check them out. The more you can apply to, the better chances of winning.
Lastly, follow instructions to the letter. Don't allow yourself to be disqualified simply because you used the wrong font or any error like that.
I hope I helped
|||
---
Hello Every One,
I am Patience andrew by name, i live in Switzerland, just a few month ago i was in search for a loan of $ 8,000 Dollers, as my family was running out of money for feeding and my education. i was scammed about $2,500 Dollers and i decided not to involve my self in such business again , finally A colleague of my introduced me to a loan firm due to my appearance and doings. I made a trial and i am most grateful am i today, i was given a loan amount of 10,000 Dollers by this great firm Joseph Micro finace managed by Mr.Joseph matthew.
If you are in need of a ganuine or legit loan or financial assistance and you can be reliable and trusted of capable of paying back at the due time of the funds i will advice you to, contact him via email josephmatthew @maktoob.com and you will be free from scams in the internet.
Tel.+233-24-2885336.Fax.+233-021715831
|||Apply for Federal Financial Aid at http://www.fafsa.ed.gov/, and research scholarships that fit you. Check into the sites below for more information on college planning and funding.
http://studentaid.ed.gov/
http://www.collegeboard.com/
http://www.edfund.org/home.html
|||Contact the financial aid office at your school.
How do I get financial assistance for my pastors in their time of bereavement?
A loved one just passed in my Pastor's family and they need to fly out to the east coast as soon as possible. Due to being a small church, we are trying to gather enough funds for their last minute travel. Are there any financial assistance programs or websites that can provide expenses for emergency travel on their behalf?|||You can ask the parishioners of the church, or their usual donors. The airlines often make tickets very inexpensive if you ask for bereavement fare. Between those two options, it should not be too difficult or expensive to help the Pastor.|||Try looking up on the net Pastor emergency funds. I saw a few things there. not sure what city your in. all the best
How do I find financial help to pay off my debts?
I am disabled and need to pay off my current debts. Unable to get approval for small loan from any financial institution in the amount of $6000. I need an angel asap.|||The answer to payng off your debts is not to accrue more debt by taking out a loan to pay off the old debt.|||Not to be rude to you.. but, your disability should inspire you to be more financially responsible. Try to cut some corners in ur daily expenses and drink tap water, eat home cooked meals (if possible) and shut off unnecessary electrical appliances. These might appear small - but they do add up over a period of time.|||check out Yahoo Finance for ideas.
How do I find financial reportings of a company?
How do I or is it possible to find out the financial information of an incorporated company, not publicly traded, in washington state?|||Yahoo Finance is actually a good site for this. For example, looking up the financials for Cisco:
-Go to finance.yahoo.com
-Search for your company in the top-left field.
-On the right column of the company page, you will find a little link that says "View Financials." Here you will find Income Statement, etc.
Direct link: http://finance.yahoo.com/q/is?s=CSCO
-Go to finance.yahoo.com
-Search for your company in the top-left field.
-On the right column of the company page, you will find a little link that says "View Financials." Here you will find Income Statement, etc.
Direct link: http://finance.yahoo.com/q/is?s=CSCO
What time and financial constraints have you faced since starting college?
What time and financial constraints have you faced since starting college? How did you deal with them?|||I've got the time but not the money ( 40 thousand dollars in the hole....3rd year physics major)
How to report financial aid office of a college to the department of education?
I have been discriminated by the financial aid of my college. I plan to report them to the department of education or sue them by my lawyer or/and report them to one of the TV news. My question is if I want to report them to the department of education, how will I do that? What procedure do I need to follow? Can I sue them after I report them to the department of education?|||If you want to pursue this look in the white pages of your phone book under United States Government and call the regional office for your area of the Department of Education and ask for an investigation. I will suggest, however, that you will need some concrete evidence of discrimination, but they will investigate your claim. If your appeal was denied or you were not given eligibility for grants, this would not necessarily constitute discrimination. What steps you are able to take after that will depend on the results of the investigation.
What type of financial aid is out there for mothers trying to go back to school?
I have filled out Fasfa but my husband supposedly makes to much. I live in Mississippi %26amp; am trying to go back for nursing, but don't have the money. Half of the financial aid don't see how much your bills are every month %26amp; put that into play! Please help! I want to go to school!|||You need to find a school that has title four grants or need based loans, called stafford loans. A friend of mine commutes two hours away because she needs a school that will help her out. From a nurse, let me tell you the easiest way. Depending on what state you live in, I would become an LPN or LVN or paramedic and then do LPN to RN through Excelsior College. I have done that, I did CNA, phlebotomist, LPN, and I am now an RN. You should do it that way if it works best for you. LPN school is HARDER than RN school, but at least you can do it quickly and make good money while you work on your RN. Many people do it this way cause they can make money while they pursue their RN instead of waiting four years to finish and then go to work. Two year RN programs are never two years, especially if you factor in prerequisites and the waiting list to get in. My hubby just started clinicals, I hope you do nursing cause it is wonderful, but consider LPN first, it really helps, it did for me.|||Check it out here. It鈥檚 an excellent site with some wonderful options for you. It will definitely help you. Have a look.
http://financial--aid.blogspot.com/2008/07/financial-aid-and-student-loan.html
http://financial--aid.blogspot.com/2008/07/financial-aid-and-student-loan.html
Why do some people get more financial aid than others?
I have seen countless examples of people with same EFC and family financial situations getting completely different packages. I know people who are both in very dire financial situations, but some get full rides, while others just get some grant money and tons of loans. It does not make sense.|||Only federal and state forms of aid are dependent entirely on EFC. The school is free to offer whatever funds that they have to students based on their own formulas. Some schools have a lot of money available to help students fund their education in the forms of scholarships, tuition waivers, etc. Other schools have relatively little available and it ends up not going as far. At most schools financial aid packages are highly individualized. Two students with the same EFC might get the same amount of pell grant money. But, if one student has an average GPA, average test scores and no community service they might not qualify for as much institutional aid as an excellent student with tons of community service. So, it depends on the EFC, the school and the individual student. This is why it's important to apply to several institutions and compare financial aid packages before making a final decision.|||They may have better grades or they may be less fortunate
Why is the financial market not important to Obama?
He said yesterday that he is too busy with other problems to worry about the financial market. He is crazy? I say yes.|||Because he is a Marxist plain and simple. He wants to punish those who dare to survive without or in spite of, the Nanny government.
We should all surrender our lives and well being into his slimy hands.
This is the goal of all Marxists and socialists: The destruction of all wealth and independence. The creation of misery that "can only be solved by government."
Watch how the Constitution gets attacked next. It is the next logical step in handing the nation over to him and his cronies.
I used to just distrust him. Now I actively hate him.
C'mon 1/20/13!!!!|||Because he wants this to get worse so he can scare us into socialism|||He wants US to not worry, not pay attention. It is much easier to control poor people than it is the rich.|||That is Hope Changey's master plan to get the economy to tank, so he can put all his social programs into gear.
Making the people dependent on the government for their existence.|||HE IS CRAZY AND CAN YOU THINK OF A BETTER WAY TO DESTROY AMERICA THAN TO TRY AND BANKRUPT HER.THIS GUY IS TRYING TO DESTROY THIS COUNTRY. OBAMA SUCKS.|||He can force his policies on us better if we are having a financial crisis|||He has to make sure he has good tickets for the NCAA tourney....|||Because Obama is spending and spending our money, while he throws party after party at the white house. and using the jet like it's a car. So no he doesn't care about our financial problems. it not his retirement and 410k's getting spent it's ours and our grandchildren Future that's in jeopardy. he acing like a Peon. period.|||He dosnt know what hes doing. Even Forbes, who supported Obama has lost billions and is disgusted with the obama administration. It is apparent Obama does not know what hes doing and is involving himself with health care, the environment and everything else so he does not have to deal with the puplic outrage at what he is doing to the economy. It is his diversionary tactic but the public is not fooled by it. His diversion today was embryonic stem cell research. The main stream media seems to have missed his statement where he said " the time has passed when morals take priority over science". That statement sums up his complete lack of respect for life.|||He's never been worried about the financial market. Democrats care about one thing and one thing only - and that is - to be in power.
He's got that now. He needn't concern himself with the piddly little concerns of his subjects.|||Thank you for that diagnosis Dr. Corncob, we appreciate you practicing medicine without a license. Now can you do something about crackpot Alan Keyes?
We should all surrender our lives and well being into his slimy hands.
This is the goal of all Marxists and socialists: The destruction of all wealth and independence. The creation of misery that "can only be solved by government."
Watch how the Constitution gets attacked next. It is the next logical step in handing the nation over to him and his cronies.
I used to just distrust him. Now I actively hate him.
C'mon 1/20/13!!!!|||Because he wants this to get worse so he can scare us into socialism|||He wants US to not worry, not pay attention. It is much easier to control poor people than it is the rich.|||That is Hope Changey's master plan to get the economy to tank, so he can put all his social programs into gear.
Making the people dependent on the government for their existence.|||HE IS CRAZY AND CAN YOU THINK OF A BETTER WAY TO DESTROY AMERICA THAN TO TRY AND BANKRUPT HER.THIS GUY IS TRYING TO DESTROY THIS COUNTRY. OBAMA SUCKS.|||He can force his policies on us better if we are having a financial crisis|||He has to make sure he has good tickets for the NCAA tourney....|||Because Obama is spending and spending our money, while he throws party after party at the white house. and using the jet like it's a car. So no he doesn't care about our financial problems. it not his retirement and 410k's getting spent it's ours and our grandchildren Future that's in jeopardy. he acing like a Peon. period.|||He dosnt know what hes doing. Even Forbes, who supported Obama has lost billions and is disgusted with the obama administration. It is apparent Obama does not know what hes doing and is involving himself with health care, the environment and everything else so he does not have to deal with the puplic outrage at what he is doing to the economy. It is his diversionary tactic but the public is not fooled by it. His diversion today was embryonic stem cell research. The main stream media seems to have missed his statement where he said " the time has passed when morals take priority over science". That statement sums up his complete lack of respect for life.|||He's never been worried about the financial market. Democrats care about one thing and one thing only - and that is - to be in power.
He's got that now. He needn't concern himself with the piddly little concerns of his subjects.|||Thank you for that diagnosis Dr. Corncob, we appreciate you practicing medicine without a license. Now can you do something about crackpot Alan Keyes?
Whats the best financial derivative instrument and way to use it to become a millionaire on the stock market?
I want to know in your opinion what is the best financial instrument, and way to use it for accumulating millions on the stock market, and which product is best for a UK based investor to do this?|||I prefer futures contracts. They have the best leverage, liquidity and volatility. They are for "real" men only, not wankers.|||If someone knew they wouldn't be talking and they would be very wealthy.
How can a college student get financial aid if he/she is undocumented? Can she start the legalization process?
I'm currently a 3rd year UCLA student pursuing a career in medicine. My family came to the US from the Philippines in 1993 under my dad's L-1 Visa. I graduated from my high school at the top of my class, have worked numerous jobs, pay for my car, rent, and even have my own online jewelry business. HUGE problem though -- I'm undocumented and am unable to get financial aid. My father's visa expired some time ago and because of problems with INS papers, the visa is now out-of-status and our case cannot be appealed. I DO have a social security number, a valid employment authorization card, a CA driver's license, work for a US company, and pay taxes. However, I am unable to get federal financial aid because I am neither a US citizen or a Permanent Resident. I am really struggling with paying tuition, so I am wondering if there is ANY way I can start the legalization process at this point. Med school is expensive, and without aid, I don't think I'll be able to go. Any advice?|||its sad to hear you're in such a tough predicament.....im sorry but i may not have any real solution for you but i do know that if you are out of status for more than a year and you get caught by ICE...they might deport you and you will not be able to reenter the US 3-10 yrs.....i would advice you to seek consultation with a lawyer....you hv a unique situation and perhaps there maybe some legal remedy....try not to stay out of status too long as it may jepardize you chances of getting permanent residency...there maybe two ways you could help yourself....change career path from a doctor to a nurse - get your degree quicker ...get licensed and have a hospital sponsor you for green card (my cousin is doing this...it will be about 2 yrs by the time the whole process takes place)....or simply marry a guy who's a US citizen and have him sponsor you....either way...you definitely have some hardships ahead of you ....in my experience ...tryin to get employment visa is very tough as only 50,000 visas are available each year ....on the other hand if you marry a us citizen...you become an immediate family member and your given a conditional green card 4-6 months into your gc application and after two yrs you get your permanent green card...im sure you must know someone who can sponsor your through marriage....i hope things work out for you.....and maybe perhaps this amnesty bill passes and you can apply then....if not consult a good lawyer and see if they have any viable options for you... good luck!!!|||Write to your congressman! A congress man can get your paperwork pushed through. Tell him everything you told us here. It's people like you who get forgotten aboutwith the deabte on immigration. Good luck.
|||You need to contact Immigration and find out the procedure in becoming a citizen -it is vitally important to follow rules procedures esp the laws of the country that you are living in as to your status in that country if you plan to stay/live there.Life lesson for you to learn from. Why would you even expect to get aid unless you are a citizen-America is not so wealthy that we can afford to help the world and thats basically what you expected.Anyone being here from any country -it is sufficient that you are allowed to live her,work here get education and medical aid but do not expected a free ride from the govt.Many US BecameCitizens and even those born here are unable to get aid and they should have priority. Become a citizen then apply for aid and check out scholarships.|||I don't care who you are, what you've done, what you plan on doing or what a huge screw-up you father is. You don't get any financial aid. Understand?
Report Abuse
|||You need to contact Immigration and find out the procedure in becoming a citizen -it is vitally important to follow rules procedures esp the laws of the country that you are living in as to your status in that country if you plan to stay/live there.Life lesson for you to learn from. Why would you even expect to get aid unless you are a citizen-America is not so wealthy that we can afford to help the world and thats basically what you expected.Anyone being here from any country -it is sufficient that you are allowed to live her,work here get education and medical aid but do not expected a free ride from the govt.Many US BecameCitizens and even those born here are unable to get aid and they should have priority. Become a citizen then apply for aid and check out scholarships.|||I don't care who you are, what you've done, what you plan on doing or what a huge screw-up you father is. You don't get any financial aid. Understand?
How to report financial aid office of a college to the department of education?
I have been discriminated by the financial aid of my college. I plan to report them to the department of education or sue them by my lawyer or/and report them to one of the TV news. My question is if I want to report them to the department of education, how will I do that? What procedure do I need to follow? Can I sue them after I report them to the department of education? This is serious and I will not appreciate stupid/nonsense answer. This is serious and I don't appreciate joke/stupid/nonsense answer.|||You said you had a lawyer..ask him...you hired him/her for a reason...let your attorney earn the pay...they will know best.|||You probably cannot file a suit against an office in the college, you need to file against the board of regents. Then you can name a person or persons specifically. This is a very difficult question to answer because you've stated nothing about your claim.
What is the financial justification to save a child from dying of poverty in Africa?
I have heard that much of the justification for giving to charity ,especially for medical charities in Africa,or to countries ravaged by disease in Africa,is finacial.It is said that saving a child is a financial positive...in other words..It costs the planet or country less to save the child than it does to let it die.What is the detail behind this argument or position?|||I don't see a financial justification for the specific problems you state.
People help poor starving people out of compassion and morality.
Financial arguments for charitable giving that make sense to me seem to only apply to the US and other developed countries. For example:
* It is cheaper to give a child a vacination than to pay thousands of dollars to hospitalize the child when they get a major disease.
* It is cheaper to give infants enough food for their brains and intelligence to develop, rather than have them grow up mentally disabled, needing care for the rest of their lives.
I hope this helps!|||Let me tell you young man, I screwed more people with the Enron accounting scam than you could ever help. I say you can take it with you and I would know. Therefore pay me not starving children. I have this great starving children charity and would like to offer you a chance to buy stock in said ridiculous charity. Basically this charity sells food options to starving children we made nearly 100 billion already. Basically we take donations and buy food at reduced cost. Then mark it up a good 1000% over fare market value to staving children me and Bongo have collaborated on this project. Works great, Just like I did in LA a few years back with electric.
Ken Lay for president, I promise to rule without regret or concern for the public.
Ken|||In the short term, healthy children are less of a strain on their parents, both financially and in terms of time. Later on, these same children grow up to be productive adults. The cycle of disease and poverty in Africa will be difficult to break if today's kids can't be protected.
Also, some life-saving treatments are so inexpensive (for instance, a cure for malaria costs about $2 per patient), they are actually cheaper than the minimal costs of "comfort care" and burial.
Of course, there are major hurdles in the way of the efficient distribution of medical supplies in places like Africa. Perhaps that's why aid organizations use the financial benefits of saving a life as a selling point.
People help poor starving people out of compassion and morality.
Financial arguments for charitable giving that make sense to me seem to only apply to the US and other developed countries. For example:
* It is cheaper to give a child a vacination than to pay thousands of dollars to hospitalize the child when they get a major disease.
* It is cheaper to give infants enough food for their brains and intelligence to develop, rather than have them grow up mentally disabled, needing care for the rest of their lives.
I hope this helps!|||Let me tell you young man, I screwed more people with the Enron accounting scam than you could ever help. I say you can take it with you and I would know. Therefore pay me not starving children. I have this great starving children charity and would like to offer you a chance to buy stock in said ridiculous charity. Basically this charity sells food options to starving children we made nearly 100 billion already. Basically we take donations and buy food at reduced cost. Then mark it up a good 1000% over fare market value to staving children me and Bongo have collaborated on this project. Works great, Just like I did in LA a few years back with electric.
Ken Lay for president, I promise to rule without regret or concern for the public.
Ken|||In the short term, healthy children are less of a strain on their parents, both financially and in terms of time. Later on, these same children grow up to be productive adults. The cycle of disease and poverty in Africa will be difficult to break if today's kids can't be protected.
Also, some life-saving treatments are so inexpensive (for instance, a cure for malaria costs about $2 per patient), they are actually cheaper than the minimal costs of "comfort care" and burial.
Of course, there are major hurdles in the way of the efficient distribution of medical supplies in places like Africa. Perhaps that's why aid organizations use the financial benefits of saving a life as a selling point.
What university gives financial aid to illegal alien students?
in the united states, what good university or college accept alien students while giving them financial aid?|||Some colleges and universities admit students without SSNs. Public colleges and universities cannot, however, give financial aid to students who are not citizens, LPRs, or refugees/asylees. A few private universities may give aid money regardless of legal status, but they do not publicize this. The best person to help you find a way to attend college is your high school guidance counselor.|||No accredited university in the United States accepts illegal immigrants. Even less is any illegal immigrant eligible for financial aid. If someone "made" it into an university, it would be through fraud.|||None. If you are not in the country legally,you are not eligible for financial aid that is meant for the citizens of this country.|||none. illegal immigrants are not eligible for financial aid. the most that has been given is instate tuition in very few states. one of them being CA
How does financial aide for college affect child support?
I am in the process of starting child support proceedings and am unsure of where my financial aide comes in. There is no specific spot on the financial affidavit to put it down and I am worried about it looking as though I have more income ($7000 per semester) than I do as I am finished with school after next semester and then will loose financial aide and begin paying back the loans.|||depends on the type of financial aid.
if you're receiving aid that does not have to be repaid, count it as a reduction in the tuition and fees, not income.
if you're receiving aid that does have to be paid back, its a loan, and thus not income.
if you're receiving aid that does not have to be repaid, count it as a reduction in the tuition and fees, not income.
if you're receiving aid that does have to be paid back, its a loan, and thus not income.
What kind of financial help is out there for students attending college?
My son has received some scholarships, grants and federal financial aid, but still has a balance of about $8,000.00 for college. Is there anything else available besides a personal loan for us to take advantage of?|||You and he have several options.
Many students will work part time while going to college. He also should work during the summers and during winter and spring break (I would recommend he work full time) and save his money to pay for this 8K shortfall in his fin aid package.
You have the opportunity to take out a federal parent PLUS loan. You do this through the schools fin aid office and the money is sent directly to the school to pay his outstanding balance. Sometimes there is additional leftover money, this will be sent to you (not him) as it is your loan to repay. PLUS loan payments begin within 90 days of the money being sent to the school and are put on a 10 year payment plan.|||You can try fafsa or fastweb to find more grants. If that wont work u may how to get a loan. Here's a site that gives out different types of loans. www.wjoya17.com the site help u find the loans u need fast. Best of luck.|||Cathy, have your son try to apply to less competitive scholarship? Some friends of mine in college told me that they have valuable information regarding scholarships from this place.
Good luck
Many students will work part time while going to college. He also should work during the summers and during winter and spring break (I would recommend he work full time) and save his money to pay for this 8K shortfall in his fin aid package.
You have the opportunity to take out a federal parent PLUS loan. You do this through the schools fin aid office and the money is sent directly to the school to pay his outstanding balance. Sometimes there is additional leftover money, this will be sent to you (not him) as it is your loan to repay. PLUS loan payments begin within 90 days of the money being sent to the school and are put on a 10 year payment plan.|||You can try fafsa or fastweb to find more grants. If that wont work u may how to get a loan. Here's a site that gives out different types of loans. www.wjoya17.com the site help u find the loans u need fast. Best of luck.|||Cathy, have your son try to apply to less competitive scholarship? Some friends of mine in college told me that they have valuable information regarding scholarships from this place.
Good luck
How to get financial assistance for total knee replacement?
My dad is 65 and has Medicare. He needs a total knee replacement on both knees. He cannot stand or walk for any length of time and is in pain most of the time. Although he has Medicare, there is still a substantial amount that he would need to pay out-of-pocket for the surgery and post-surgical rehabilitation. He lives in Chester County, PA and does not qualify for any sort of Medicaid. Does anyone know of someone/somewhere where he can get financial assistance to help cover the cost?|||He should buy a Medicare supplemental insurance also known as Medi Gap for about $150 a month. You buy it from an insurance company, separate from Medicare. It picks up the balance of charges that Medicare wont cover.
Go to an independent agent locally who knows which insurance is available in your area and make recommendations.
Go to an independent agent locally who knows which insurance is available in your area and make recommendations.
How will my financial aid be affected when I marry a marine? Is there funding for school for military spouses?
I'm still in college, but I am getting married in November. Currently I am paying for school with financial aid. I'm just wondering if I will loose that aid once I am married. Also since I am marrying someone who is in the military, are there benefits that will help me pay for school? If not I'll just work and save, but I just want to know what to expect.|||You might lose a lot of it, since his income will now be factored into your EFC. You may be able to use his GI benefits, though.
What types of financial products would you suggest and what do estimate their cost to be ?
You have been asked to serve on a team charged with obtaining $150 million, available as required, over the next 3 years, to construct a natural gas pipelin in Split, Croatia.
What types of financial products would you suggest and what do estimate their cost to be ?|||Obtain venture capitol.
Financial products would mean selling stock or shares.
What types of financial products would you suggest and what do estimate their cost to be ?|||Obtain venture capitol.
Financial products would mean selling stock or shares.
How the recent financial crisis has affected you and the steps you are taking to correct the situation?
How the recent financial crisis has affected you negatively and the steps you are taking to correct the situation|||I foresaw the coming crisis and pulled all my money from the markets before the crash. I reinvested for the first time in almost a year yesterday.
What sort of financial arguments/disputes can there be between husband and wife?
Example of some of the problems I know:
-When husband earns most of the money, but the wife spends most of it, or disproportionately more.
-When one spouse sets up a business with his/her parents' capital, and decides to give a part ownership of that business to his/her parents but not the spouse's parents.
I will be interested to see what other possible financial dilemmas take place.|||Finances is the number one source of dispute in marriage.
-dispute about how to use extra income (i.e. overtime, raise or bonus)
-dispute about what you are able to afford (many spouses disagree on this one)
-dispute about who should manage finances
The list goes on %26amp; on....
My husband %26amp; I have "his", "hers" and "ours" accounts..."ours" is for bills, vacations, savings, etc....then, we each get the same amount of disposable income in our separate accounts...We don't have to ask each other to spend anything in our own accounts...and we are happily married 11 years with no financial arguments.|||She will come home with shopping bags full of stuff that you don't need, and put it all on a credit card,, and you'll buy "guy toys" and put it on a credit card.. and you will argue when the credit card gets maxed who is responsible. Do yourself a favour, cut all your credit cards up except one, and keep that one in your (or her) sock drawer, NEVER, in your wallet. Try to agree to discuss any purchase over a "set" amount before making it.
Erica, has a good point about separate accounts for disposable income, we just started doing that, and it works!|||list is too long to post here!
-When husband earns most of the money, but the wife spends most of it, or disproportionately more.
-When one spouse sets up a business with his/her parents' capital, and decides to give a part ownership of that business to his/her parents but not the spouse's parents.
I will be interested to see what other possible financial dilemmas take place.|||Finances is the number one source of dispute in marriage.
-dispute about how to use extra income (i.e. overtime, raise or bonus)
-dispute about what you are able to afford (many spouses disagree on this one)
-dispute about who should manage finances
The list goes on %26amp; on....
My husband %26amp; I have "his", "hers" and "ours" accounts..."ours" is for bills, vacations, savings, etc....then, we each get the same amount of disposable income in our separate accounts...We don't have to ask each other to spend anything in our own accounts...and we are happily married 11 years with no financial arguments.|||She will come home with shopping bags full of stuff that you don't need, and put it all on a credit card,, and you'll buy "guy toys" and put it on a credit card.. and you will argue when the credit card gets maxed who is responsible. Do yourself a favour, cut all your credit cards up except one, and keep that one in your (or her) sock drawer, NEVER, in your wallet. Try to agree to discuss any purchase over a "set" amount before making it.
Erica, has a good point about separate accounts for disposable income, we just started doing that, and it works!|||list is too long to post here!
What does a financial officer in the military do related to combat and training?
If an officer is a financial officer, how much combat, training, etc are they involved in?|||Well those paper clips can be vicious
So you have to learn paper clip defensive techniques
2. Depends on the service branch.
All marine officer so to the Basic School, regardless of Branch
All Army officers will do BOLC lll, as part of their BOLC ll course.
Bujt other than that, you won't do combat training, your gonna be in the rear with the gear.|||The only dealings I ever had with them were before DRF deployments where they make sure you have a will, your allotments are up to date and where to ship the body. We had to go through their round robin once every three months just like when you first process into Basic Training.
Otherwise, your finance dealings will be 99% with your company PAC.
Finance personnel are REMFs. The extent of their combat training is packing up a field office and loading it onto vehicles.
So you have to learn paper clip defensive techniques
2. Depends on the service branch.
All marine officer so to the Basic School, regardless of Branch
All Army officers will do BOLC lll, as part of their BOLC ll course.
Bujt other than that, you won't do combat training, your gonna be in the rear with the gear.|||The only dealings I ever had with them were before DRF deployments where they make sure you have a will, your allotments are up to date and where to ship the body. We had to go through their round robin once every three months just like when you first process into Basic Training.
Otherwise, your finance dealings will be 99% with your company PAC.
Finance personnel are REMFs. The extent of their combat training is packing up a field office and loading it onto vehicles.
Subscribe to:
Posts (Atom)