When a student gets selected for verification, what's to stop someone from submitting a fake tax return? The financial aid offices don't have access to IRS information. Also, if someone is a single parent and earns about $50,000 a year will financial aid be drastically reduced if the income was $11,000 the previous year?|||The US Department of Education audits the schools to make sure the schools are verifying properly and that the money the school is given to assist need-based financial aid is being apportioned properly. When a student (and parent if dependent) sign the FAFSA that is an agreement that no false information will be given knowingly. On the front page of the FAFSA it states: "WARNING: You must fill out this form accurately. The information that you supply can be verified by your college, your state, or by the U.S. Department of Education.
You may be asked to provide U.S. income tax returns, the worksheets in this booklet and other information. If you can't or don't provide these records to your college, you may not get Federal student aid. If you get Federal student aid based on incorrect information, you will have to pay it back; you may also have to pay fines and fees. If you purposely give false or misleading information on your application, you may be fined $20,000, sent to prison, or both." You can read the financial fraud act here http://frwebgate.access.gpo.gov/cgi-bin/鈥?/a>|||If you read the fine print when you "sign" your fafsa, you will discover that you give the Department of Education permission to do several "data checks". The IRS is just one of these such checks. They will know if you turn in a fake tax return.
If someone is a single parent and earns 40K a year, the max amounts of student loans will be the same... so your loan money won't be reduced, as a matter of fact, the amount you are allowed to borrow should increase. Loan amounts increase as you go up in grade level.
Tuesday, September 27, 2011
In an overheating economy, is financial liberalization useless in the short term?
I think financial liberalization is useless if your economy is overheating as it will create a boom and an overheating economy doesn't need more growth in the short term. Therefore, reform should be made when the economy is not growing fast as we would like.|||it is hard to say whether an economy is overheated or not. If everything is under control or under manageable growing situation, then that is not in an overheating regardless how fast it grows. the economy of nation is always under adjustment constantly for pursuing the best balanced growth. financial liberalization is only a kind of economic adjustment which depends on the economic situation and economic strategy of a nation's further development. it may generate more growth, but does not have to cause overheating...overheat is actually a bubble blowing process, on the other hand financial liberalization may be a part of regulatory reinforcement and openness...|||There is no base in believing that financial liberalization would create more overheating. However it would give it resilience in a downturn.
How do I use my financial aid to buy textbooks?
Classes start on Monday, and I need to buy my textbooks immediately. I was about to place an order online, but it says that you need to use your credit card. I don't want to use a credit card because the total is $700. I want to use my financial aid to buy them but there isn't an option to do that. So if I use my credit card, what happens? I am confused.|||You will probably have the financial aid direct deposited into your account on Monday OR you will need to pick up the check for the cashiers at your college on Monday. (These have been my experiences with financial aid.)
So, if it is direct deposit, you'll have the money in your account. If it is a check, you'll need to go put it into your bank account. Then, Monday afternoon/evening (if the balance is fine in your account), place your orders. Most professors understand that many students order their books online and usually don't have them that first week, week and a half.
So, if it is direct deposit, you'll have the money in your account. If it is a check, you'll need to go put it into your bank account. Then, Monday afternoon/evening (if the balance is fine in your account), place your orders. Most professors understand that many students order their books online and usually don't have them that first week, week and a half.
What is the Difference between Financial Aid and a Pellgrant?
What is the difference between Financial Aid and a Pellgrant?
And what exactly is FASFA?
A clean, easy to read and understand description of each would be most appreciated!|||A Pell Grant is a type of financial aid. Financial aid is any assistance (whether from government funding or private sources) that a college student receives to help pay tuition and/or other costs associated with college (such as books, room/board, etc.). The three general types of financial aid are grants, loans, and work/study.
Grants do not have to be repaid, and require no labor in return. Scholarships are grants. Pell Grants come from the U.S. Government and can only be used to pay tuition. The amount of money a student gets from a Pell Grant is based on income (for most students, it's the parents' income; the exception is if a student can prove that he/she is financially independent of his/her parents).
Loans have to be repaid. There are government programs (both state and federal) that provide low-interest student loans that can pay for tuition, room/board, textbooks, and/or a combination of the above. Most banks also offer their own student loan programs, but shop carefully as rates and conditions vary widely. Usually there is a "grace period" after leaving school before beginning repayment (mine was 6 months). Interest on my state-sponsored loan was 9%, and it took 10 years to pay it off.
Work/study is just as its name suggests. These programs give money that has fewer restrictions on how it is spent, but in return, the student works for the college/university. Graduate assistant teachers, RA's (student "dorm monitors" in charge of a floor or wing of a dormitory), and many "worker bees" at a college are participants in a work/study program. These programs are administered through the individual schools, and positions are highly coveted and competition for these spots can be fierce.
Now that I've been reminded by other responders that the FASFA is the form used to apply for financial aid, I can also remember that that one form will be used to determine eligibility for all federally- (and often, state- and university- as well) sponsored programs. To apply for privately-sponsored funds, you have to do your own networking. Search the Internet, haunt your counselor's office, check out organizations to which members of your family belong. Lots of scholarship money goes unclaimed every year because eligible students don't know it's there.|||YES YOU CAN APPLY FOR BOTH OF THEM. ONE IS 'PELT' IT'S FROM THE GOVT. THIS IS 'FREE' $, YOU DON'T HAVE TO PAY IT BACK. FASA IS FINANCIAL AID AND IT'S ONLY A LOAN FOR WHICH USUALLY AFTER 6 MONTHS AFTER GRADUATION DATE IT MUST START MAKING PAYMENTS AND THEY GIVE YOU TEN YEARS TO PAY FOR IT. AND IF YOU NEED FURTHER FINANCIAL ASSISTANCE THAT IS AVAILABLE THROUGH 'CITIBANK.COM'.|||"Financial Aid" is any outside monetary help you get to pay for college.
Financial Aid includes government loans, grants, federal work study programs, and of course private loans.
When you apply to a university, you also submit the Federal Application for Student Financial Aid (FAFSA).
The FAFSA asks you questions about your student status, financial situation, and that of your parents as well (if they still claim you as a dependent).
From the information you supply on the FAFSA, the government applies a mathematical algorithm that calculates your
E.F.C(expected family contribution), in other words what you have to pay out of pocket. If the cost of attendance exceeds the EFC, your school usually provides you with an aid package that covers these costs.
A Pellgrant is a federal grant (money you don't have to pay back)
available to low-income individuals.
I believe Pell grants total $4000 per school year these days.|||Presdigi has mostly the right answers! The MAXIMUM Pell is 4500 now and not everyone qualifies for the entire amount.|||Either way your a beggar.|||FAFSA = free application for federal student aid; see www.fafsa.ed.gov
The Pell Grant is one form of financial aid.
And what exactly is FASFA?
A clean, easy to read and understand description of each would be most appreciated!|||A Pell Grant is a type of financial aid. Financial aid is any assistance (whether from government funding or private sources) that a college student receives to help pay tuition and/or other costs associated with college (such as books, room/board, etc.). The three general types of financial aid are grants, loans, and work/study.
Grants do not have to be repaid, and require no labor in return. Scholarships are grants. Pell Grants come from the U.S. Government and can only be used to pay tuition. The amount of money a student gets from a Pell Grant is based on income (for most students, it's the parents' income; the exception is if a student can prove that he/she is financially independent of his/her parents).
Loans have to be repaid. There are government programs (both state and federal) that provide low-interest student loans that can pay for tuition, room/board, textbooks, and/or a combination of the above. Most banks also offer their own student loan programs, but shop carefully as rates and conditions vary widely. Usually there is a "grace period" after leaving school before beginning repayment (mine was 6 months). Interest on my state-sponsored loan was 9%, and it took 10 years to pay it off.
Work/study is just as its name suggests. These programs give money that has fewer restrictions on how it is spent, but in return, the student works for the college/university. Graduate assistant teachers, RA's (student "dorm monitors" in charge of a floor or wing of a dormitory), and many "worker bees" at a college are participants in a work/study program. These programs are administered through the individual schools, and positions are highly coveted and competition for these spots can be fierce.
Now that I've been reminded by other responders that the FASFA is the form used to apply for financial aid, I can also remember that that one form will be used to determine eligibility for all federally- (and often, state- and university- as well) sponsored programs. To apply for privately-sponsored funds, you have to do your own networking. Search the Internet, haunt your counselor's office, check out organizations to which members of your family belong. Lots of scholarship money goes unclaimed every year because eligible students don't know it's there.|||YES YOU CAN APPLY FOR BOTH OF THEM. ONE IS 'PELT' IT'S FROM THE GOVT. THIS IS 'FREE' $, YOU DON'T HAVE TO PAY IT BACK. FASA IS FINANCIAL AID AND IT'S ONLY A LOAN FOR WHICH USUALLY AFTER 6 MONTHS AFTER GRADUATION DATE IT MUST START MAKING PAYMENTS AND THEY GIVE YOU TEN YEARS TO PAY FOR IT. AND IF YOU NEED FURTHER FINANCIAL ASSISTANCE THAT IS AVAILABLE THROUGH 'CITIBANK.COM'.|||"Financial Aid" is any outside monetary help you get to pay for college.
Financial Aid includes government loans, grants, federal work study programs, and of course private loans.
When you apply to a university, you also submit the Federal Application for Student Financial Aid (FAFSA).
The FAFSA asks you questions about your student status, financial situation, and that of your parents as well (if they still claim you as a dependent).
From the information you supply on the FAFSA, the government applies a mathematical algorithm that calculates your
E.F.C(expected family contribution), in other words what you have to pay out of pocket. If the cost of attendance exceeds the EFC, your school usually provides you with an aid package that covers these costs.
A Pellgrant is a federal grant (money you don't have to pay back)
available to low-income individuals.
I believe Pell grants total $4000 per school year these days.|||Presdigi has mostly the right answers! The MAXIMUM Pell is 4500 now and not everyone qualifies for the entire amount.|||Either way your a beggar.|||FAFSA = free application for federal student aid; see www.fafsa.ed.gov
The Pell Grant is one form of financial aid.
How old do you have to be to apply for financial aid independently from your parents?
Ok, so my parents total income per year exceeds $300,000 so I can't get financial aid, but they wont give me any money for college. They think I need to learn to fend for myself. Is there any way I can get financial aid besides scholarships? I know sometimes you can apply for financial aid independently from your parents, but how old do you have to be?|||Specific rules govern whether you are considered independent for the purposes of student financial aid. In these situations, at least one of these conditions must apply:
-You are at least 24 years old by Dec. 31 of the award year;
-You are married as of the date the Free Application for Federal Student Aid (FAFSA) is submitted;
-You are or will be enrolled in a master’s or doctoral program (beyond a bachelor ’s degree) during the award year;
-You have least one child who receives more than half their support from you;
-You have dependents (other than your children or spouse) who live with you and who receive more than half their support from you and will continue to receive more than half their support from you through June 30, 2007;
-You are an orphan or ward of the court (or were a ward of the court until age 18); or
-You are a veteran of the U.S. Armed Forces. (“Veteran” includes students who attended a U.S. service academy and were released under a condition other than dishonorable.)
In special or unusual circumstances, the school's financial aid administrator can change your dependency status on reviewing the documents you provide if they think circumstances warrant it.|||25|||born in 1984 i believe|||I had to be 27...I dont remember the reason though. Something odd with my fathers taxes...
So I worked and went to school for my 4 year degree, and paid every dime myself - and I had to put off my graduate work for a long time|||SallieMae's answer is completely correct, but I'd like to add on an important note about the Financial Aid Office's ability to change a student's dependency status:
The Financial AId Office is given the authority by the US Dept of Education to override a student's dependency status and make them independent if their individual situation merits the regulations for awarding a dependency override. Either one of the two following circumstances must be proven in order for a student who is normally dependent to be changed to independent: abuse or abondonment. That's it. There must either be a documented history of abuse between you and your parents or a documented situation of abandonment, where you literally have no contact with your parent and have no idea where they are.
You cannot be made independent simply by the fact that your parents refuse to assist you with college expenses. If that were true, all any student would have to do is come into the Financial AId Office and say, "my parent doesn't help me" without any proof, and EVERYONE would get financial aid. It is unfortunate that your parents feel that way, but it is the federal government's belief that the responsibility for financing a students education lays first and foremost in the hands of the parent. Only if that parent is financially unable to provide that financial responsibility (NOT unwilling) does federal financial aid become awarded.
-You are at least 24 years old by Dec. 31 of the award year;
-You are married as of the date the Free Application for Federal Student Aid (FAFSA) is submitted;
-You are or will be enrolled in a master’s or doctoral program (beyond a bachelor ’s degree) during the award year;
-You have least one child who receives more than half their support from you;
-You have dependents (other than your children or spouse) who live with you and who receive more than half their support from you and will continue to receive more than half their support from you through June 30, 2007;
-You are an orphan or ward of the court (or were a ward of the court until age 18); or
-You are a veteran of the U.S. Armed Forces. (“Veteran” includes students who attended a U.S. service academy and were released under a condition other than dishonorable.)
In special or unusual circumstances, the school's financial aid administrator can change your dependency status on reviewing the documents you provide if they think circumstances warrant it.|||25|||born in 1984 i believe|||I had to be 27...I dont remember the reason though. Something odd with my fathers taxes...
So I worked and went to school for my 4 year degree, and paid every dime myself - and I had to put off my graduate work for a long time|||SallieMae's answer is completely correct, but I'd like to add on an important note about the Financial Aid Office's ability to change a student's dependency status:
The Financial AId Office is given the authority by the US Dept of Education to override a student's dependency status and make them independent if their individual situation merits the regulations for awarding a dependency override. Either one of the two following circumstances must be proven in order for a student who is normally dependent to be changed to independent: abuse or abondonment. That's it. There must either be a documented history of abuse between you and your parents or a documented situation of abandonment, where you literally have no contact with your parent and have no idea where they are.
You cannot be made independent simply by the fact that your parents refuse to assist you with college expenses. If that were true, all any student would have to do is come into the Financial AId Office and say, "my parent doesn't help me" without any proof, and EVERYONE would get financial aid. It is unfortunate that your parents feel that way, but it is the federal government's belief that the responsibility for financing a students education lays first and foremost in the hands of the parent. Only if that parent is financially unable to provide that financial responsibility (NOT unwilling) does federal financial aid become awarded.
What are some jobs in financial services that don't require a BA or BS degree?
I'd like to work in financial services and I'm willing to take any and all classes that pertain to that. But I just don't want to sit through the required classes to get a four-year degree. I'd like to earn about $37K per year. I know that sounds low in this day and time, but that's what I'd like to earn, as material things don't mean a lot to me. Any suggestions?|||I know one - own your own business. LOL. but seriously it is. You can even start your own business without any degree at all. If you are good at numbers and financial services, you should go for a lending corporation or a banking business.|||I would start by determining what exactly you want to do in financial services trade stocks, bonds etc.. or sell insurance, annuities etc... Then you will know what licenses and education will be required. You can also check out www.finra.org Check out my yahoo group for people looking for a business opportunity. http://groups.yahoo.com/group/wehirenow
What if they had a financial Armageddon and nobody showed up?
I mean, now the bailout has been REEE-jected. What if the world's financial system does NOT collapse. Won't a lot of people look like hyperventilating fools?
|||No, they'll just be seen as over-exaggerating greedy thieves.
|||No, they'll just be seen as over-exaggerating greedy thieves.
What do you consider the key skills a financial manager have ?
Hi my friends. I am having trouble Please Help me..
What do you consider the key skills a financial manager have ?
What do you considers the role that a financial manager in today's economy considering the turnmoil ?|||Someone who is highly organized and stays on top of things. Also being resourceful is a big key especially right now, they should always be looking at things they can change to save money. They must be forward thinking--someone who can see future problems and figure out ways to resolve them before they get too nasty. Good luck!|||A Level Head!!!
Honesty, Integrity, etc.
Someone who really cares about their client success
High standard of stewardship
If you are looking for one, consider this:
- if you find one that is based on commission...is this a commission of how much they charge you - so the more they have to meet with you and jack you around the better for them?
- service fee-based? if so, they make more money by doing more things for you and dragging things on.
- do they get kick-backs (revenue) from provider product companies?
What you want is someone who only gets paid based on an asset management fee. If this is the case, then they should be concerned with your best interests only.
A. Taylor
What do you consider the key skills a financial manager have ?
What do you considers the role that a financial manager in today's economy considering the turnmoil ?|||Someone who is highly organized and stays on top of things. Also being resourceful is a big key especially right now, they should always be looking at things they can change to save money. They must be forward thinking--someone who can see future problems and figure out ways to resolve them before they get too nasty. Good luck!|||A Level Head!!!
Honesty, Integrity, etc.
Someone who really cares about their client success
High standard of stewardship
If you are looking for one, consider this:
- if you find one that is based on commission...is this a commission of how much they charge you - so the more they have to meet with you and jack you around the better for them?
- service fee-based? if so, they make more money by doing more things for you and dragging things on.
- do they get kick-backs (revenue) from provider product companies?
What you want is someone who only gets paid based on an asset management fee. If this is the case, then they should be concerned with your best interests only.
A. Taylor
How can you profit from financial markets when the market is down?
How can you profit from financial markets when the market is down?|||Stay away from Financial stocks (Citigroup, Lehman, Morgan Stanley, Merrill, but not Goldman Sachs), short them if you see any rally. There is more room for the market to go down down down.
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
What is the difference between junior and senior financial analyst?
I'm a recent finance grad looking to become a financial analyst. However, all positions I see are senior financial analyst that requires experience. I have no finance work experience. Is a junior analyst more entry level and what that of task will they have you do?|||Yes, you kind of answer your own question. Difference is in experience, skills and $$$. There are actually three levels: Entry, then Jr. and finally Sr.|||well, probably they will want you to do the stuff that you have been studying in school fo rthe last four years, the juniors do all the boring work and the seniors supervise and take the credit and the big paycheck.|||About a 100K is the difference. Senior analysts will be the ones telling you the junior what to do so they can go play golf...|||Yes, a junior financial analyst, or a junior anything, is usually an entry level position. Senior level positions usually require 10+ years of experience.|||junior is yeap for rookie.. senior is more experienced|||same as asst. manager and manager|||Yes, you hit the nail right on the head. Just like in the military, you have company grade officers, field grade officers, and general grade officers, with the company grade officers ranking from 2Lt. to Cpt.The junior grade analyst is in the beginning ranks.
How can you profit from financial markets when the market is down?
How can you profit from financial markets when the market is down?|||Stay away from Financial stocks (Citigroup, Lehman, Morgan Stanley, Merrill, but not Goldman Sachs), short them if you see any rally. There is more room for the market to go down down down.
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
Go long (buy) on hard and soft commodities (metals --gold, silver, platinum, etc; oil, wheat, corn, soybean, sugar,. Coffee is one commodity that is yet to catch up with all the other skyrocketing commodities). Look for ETFs (exchage traded funds) for these commodities (e.g. GDX for gold minres, SLV for silver, GLD for gold, and USO for oil).
Will my financial history prevent me from getting a surety bond to serve as admin of my mom's estate?
What are the typical financial requirements for surety bonds? I obviously have much less than my mom did and no assets to speak of to serve as collateral, but how can there be strict financial guidelines to prevent you from taking care of your loved ones final affairs? Should I be looking at something else?|||While a decent credit score is usually needed, you still may be able to get a bond. What I am sure they will require is to have the estate under joint control with an attorney.
The independent overseeing can help mitigate the credit issue.|||A good credit score is usually needed but a good surety bond company will get you bonded even with bad or no credit please go to : https://www.americansuretybonds.com/
|||Bond is normally waived when a child handles the estate. Being in default of debt will prevent the bond company from insuring you.
The independent overseeing can help mitigate the credit issue.|||A good credit score is usually needed but a good surety bond company will get you bonded even with bad or no credit please go to : https://www.americansuretybonds.com/
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|||Bond is normally waived when a child handles the estate. Being in default of debt will prevent the bond company from insuring you.
What happens to your debt if your financial institution goes bankrupt?
Do you get away with scot-free? Because in my opinion if you lose your pension, or your house because a financial institution goes bankrupt, then you should also lose anything you owe to that financial institution.|||Funny! Hahahahahaha! You wish. Your debts will go to the creditors of the institution you borrowed from. Everybody is looking for a way to avoid their responsibilities. |||just because they go under does not mean you do not owe.you still have to pay to them,or who they sell your account to......something for nothing..you are not that lucky|||They are taken over either by the fed or the state depending on their charter.
How does the current financial crisis affect private student loans?
With everything that is going on right now in the economy, with the financial bailout being turned down, etc. How is all of that affecting the private student loans? I have a loan through SallieMae.|||no credit market ie. no money to loan on credit =no loans
Ford and Toyota already showing sings of sales drop account tight credit10/1/08 yahoo news.
perhaps credit will be available but the interest maybe high have to pay more when something is scarce,work hard on those grades an go for the scholarships-good luck|||OMGoodness, is this true???
Ford and Toyota already showing sings of sales drop account tight credit10/1/08 yahoo news.
perhaps credit will be available but the interest maybe high have to pay more when something is scarce,work hard on those grades an go for the scholarships-good luck|||OMGoodness, is this true???
How can stop being intimidated by my financial statements?
I am always afraid to open my financial statements because I don't understand them. I get overwhelmed trying to make sense out of them. I am also fearful that I will find I lost money.
How can I become educated and knowledgeable in reading my financial statements?|||The same way everyone else does it: by educating yourself. It doesn't take a PhD in Economics or Finance. Start with some basic books like "Personal Finance For Dummies" and "Investing For Dummies."|||Just do it. If you stick to it for about 3months, you will become very knowledgeable.
How can I become educated and knowledgeable in reading my financial statements?|||The same way everyone else does it: by educating yourself. It doesn't take a PhD in Economics or Finance. Start with some basic books like "Personal Finance For Dummies" and "Investing For Dummies."|||Just do it. If you stick to it for about 3months, you will become very knowledgeable.
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How can i get financial aid for my first year college?
I 've paid for one semister in the department of masters program in health adminstration in Stevens Henager college but i'll not be affording for the subsequent semisters($2000 every 3 months).Can i get financial aid for atleast one year?|||Yes, there is financial aid for a masters degree program. It is in the FAFSA paperwork. Unfortunately, there are no grants for graduate students, but there are student loans from the federal government and some scholarships out there. I also recommend joining up with a free membership scholarship search website. Good luck!|||Apply for it. Drrrrrrrrrrrrr!|||you can get as much financial aid you need as long as you can write essays. a lot of scholarships are just essays. go to scholarships.org. they are a non-profit organization dedicated to helping people like you.|||Well as a current grad student myself..I can say that the funds are very scarce at this level. Most universities give scholarships to the students entering the program and also have some available for second year students. The best way is to fill out the FAFSA each year and look for additional scholarships or assistanships.
How do I analyse financial statements and know when to invest?
Does anyone know of any good books on how to analyse financial statements? Also, how do I know when to invest?|||This is a great book on how to really read financial statement:
Financial Statement Analysis: A Practitioner's Guide
http://www.amazon.com/gp/product/0471409鈥?/a>
I have it in my financial book collection, hopes it can do good for you too!|||Analyzing financial statements is a skilled task, so you need knowledge from people who know how to do it. There is a website called www.finysis.net which produces some of the best books I have seen on analyzing industrial, manufacturing, retail, trading and insurance companies. Their Financial Analytical Tools also help you to choose when to invest in a company's shares. I made a lot of money by investing in Rio Tinto using their "Corporate Analysis" books and Tool. Try out their website at www.finysis.net.|||Invest in what? Stocks, bonds, real estate, ball bearings? Investing is not something you are going to learn on Yahoo.|||All you really need to know is sales and earnings growth.
As to when - learn technical analysis. Just do a search on Amazon - there are several good books on the subject that come up at the top.
Financial Statement Analysis: A Practitioner's Guide
http://www.amazon.com/gp/product/0471409鈥?/a>
I have it in my financial book collection, hopes it can do good for you too!|||Analyzing financial statements is a skilled task, so you need knowledge from people who know how to do it. There is a website called www.finysis.net which produces some of the best books I have seen on analyzing industrial, manufacturing, retail, trading and insurance companies. Their Financial Analytical Tools also help you to choose when to invest in a company's shares. I made a lot of money by investing in Rio Tinto using their "Corporate Analysis" books and Tool. Try out their website at www.finysis.net.|||Invest in what? Stocks, bonds, real estate, ball bearings? Investing is not something you are going to learn on Yahoo.|||All you really need to know is sales and earnings growth.
As to when - learn technical analysis. Just do a search on Amazon - there are several good books on the subject that come up at the top.
What's the financial difference between single sex and coed colleges?
I am very interested in going to a single sex college, but my parents don't support that decision because of the financial difference. I know it really depends on the college, but can anyone throw some numbers at me to show me how much they really vary?
Is it really all that much after grants and such?
Will Obama's presidency make these prices even more affordable?|||Single-sex schools are all private; not all co-ed schools are private. Private colleges tend to be expensive, whether they are co-ed or single sex. Amherst and Smith are two top colleges with similar tuition, but Amherst is co-ed and Smith is a women's college. However, top women's colleges like Smith, Wellesley, and Mt. Holyoke have very large endowments; they give out a ton of scholarships. Although it can cost about 45k a year to attend Smith, I paid less than 20k for all 4 years there because I was on scholarships most of the time. But you can go to a local state school for 20k for all 4 years if you live nearby and it's a cheap one.
The president has no control over the tuition charges at private schools, but congress has lowered the interest rates on student loans, so that helps a lot.|||I've never heard of a single-sex college that was more expensive just because it was single-sex. However, I don't know of any single-sex state schools. As far as I know they're all private, which automatically means that they're all quite expensive. At least with co-ed schools you have the option of state schools, which can still be expensive but which also tend to be cheaper than most private schools.
The whole point of grants and scholarships is to help you pay for college. Unless you're incredibly wealthy or you have nothing going for you that could qualify you for a scholarship or grant (either from the school, the government, or some other source), it's highly unlikely that you would have to pay the entire price yourself.|||There is nothing about a single-sex college that makes it more expensive than a coed college of the same type; however, it may be that your parents were counting on your going to a state-assisted university, and private universities, both single-sex and coed, are more expensive.
The amount that you will pay in either case depends on your family's financial situation; however. for most people, a private school still would be more expensive. And Obama has nothing to do with it, since he is certainly not paying your tuition, I'm afraid.
Is it really all that much after grants and such?
Will Obama's presidency make these prices even more affordable?|||Single-sex schools are all private; not all co-ed schools are private. Private colleges tend to be expensive, whether they are co-ed or single sex. Amherst and Smith are two top colleges with similar tuition, but Amherst is co-ed and Smith is a women's college. However, top women's colleges like Smith, Wellesley, and Mt. Holyoke have very large endowments; they give out a ton of scholarships. Although it can cost about 45k a year to attend Smith, I paid less than 20k for all 4 years there because I was on scholarships most of the time. But you can go to a local state school for 20k for all 4 years if you live nearby and it's a cheap one.
The president has no control over the tuition charges at private schools, but congress has lowered the interest rates on student loans, so that helps a lot.|||I've never heard of a single-sex college that was more expensive just because it was single-sex. However, I don't know of any single-sex state schools. As far as I know they're all private, which automatically means that they're all quite expensive. At least with co-ed schools you have the option of state schools, which can still be expensive but which also tend to be cheaper than most private schools.
The whole point of grants and scholarships is to help you pay for college. Unless you're incredibly wealthy or you have nothing going for you that could qualify you for a scholarship or grant (either from the school, the government, or some other source), it's highly unlikely that you would have to pay the entire price yourself.|||There is nothing about a single-sex college that makes it more expensive than a coed college of the same type; however, it may be that your parents were counting on your going to a state-assisted university, and private universities, both single-sex and coed, are more expensive.
The amount that you will pay in either case depends on your family's financial situation; however. for most people, a private school still would be more expensive. And Obama has nothing to do with it, since he is certainly not paying your tuition, I'm afraid.
What are the two financial components you must consider before purchasing a home?
What are the two financial components you must consider before purchasing a home? Why should you consider them?|||Three things - Market Value - length of time of loan (15y - 30y - 45y)
Times the interest charged. Current rates are 5%|||1. take home income. 2. debt ratio. You must be able to afford the house payment, along with property insurance and property taxes, yet still be able to afford essentials liike food, power bills, water bills, any medical expenses, transportation to and from work and still have some left over for unexpected expenses that will pop up.
Times the interest charged. Current rates are 5%|||1. take home income. 2. debt ratio. You must be able to afford the house payment, along with property insurance and property taxes, yet still be able to afford essentials liike food, power bills, water bills, any medical expenses, transportation to and from work and still have some left over for unexpected expenses that will pop up.
What are the most common causes of financial difficulty in families?
I'm trying to look up the most common causes of financial difficulty in families, but I can't find a neat and organized list of this when I do searches on Yahoo or Google. Can someone find out for me what are the most likely causes of financial difficulty in families? I know that loss of job, death of spouse, and disability of bread-winner can be causes, but what else?|||Go the the home page for the US Department of labor and click on Topics, then under "Statistics" click on Employment and Unemployment. There you will find TONS of information regarding what you are looking for. It is going to take some digging, but if you are doing a research paper, then you will need facts like these to list as sources.|||Over Spending?|||One cause is when one or both people in the relationship are trying to live beyond their means. Can't be a Champagne Man with Kool-Aid money.
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